Incomes, expenses and financing from the budget for Health Insurance 1995-2013

Open Data Albania is exploring the value of income and expenses of health insurance and the coverage from the state budget. Scheme contributions for health insurance are administered by the Health Insurance Institute (HII). According to its Statute, HII provides funding sources from: contributions of the insured, the state budget, donations and other income. The rate of contribution for health insurance is 3.4% and is divided equally between employer and employee.

Incomes from health insurance represent a growing trend from 1995 to 2013. The exception is 2011 where revenues went down compared with a year ago.

^{Source: Min. Of Finance
Comments and analysis: ODA}

Health insurance’s expenses are partially covered with the revenues collected from contributors and the rest from the state budget. In 1995, the entire scheme was covered 100% from the revenues collected; moreover, these incomes exceeded expenses. But starting in 1996 and until 2013 this scheme was covered by the state budget. Until 2008 the scheme covered up to 55% of the state budget. But, starting in 2009 this ratio grew even more, reaching up to 77% of spending.

^{Source: Min. Of Finance
Comments and analysis: ODA}

In 2013 the pace of revenue growth was 3 times greater than the growth rate of expenditure, but despite this, funding from the state budget was 75% of the total. Income from health insurance were 7.410 billion ALL, while expenditure 30.147 billion ALL.

^{Source: Min. Of Finance
Comments and analysis: ODA}