Loans by economic activity in the Republic of Kosovo 2007-2013

Open Data Albania has conducted a research related to loans of Other Depository Corporations (ODCs) in Kosovo in 2007-2013. The data used in the survey were obtained from the Central Bank of Kosovo. In 2013, total value of loans issued to businesses in Kosovo marked the value of 1.2 billion euros, while in the same year in the Republic of Albania this value was 2.8 billion euros. During the years 2007-2013 ODCs loans in Kosovo have been increasing.

^{Source: Central Bank of the Republic of Kosovo   
Comments and analysis: ODA}   

The biggest value among the loans of other depository corporations by economic activity is marked by those of the services sector. In 2013, loans issued to businesses that provided services accounted for 72% of total loans for all business activities. In the 2007-2013 time frame loans for the agricultural sector increased by 58%, those for industry, energy and construction increased by 102% and the service sector loans increased by 70%.

The lowest growth among the top three sectors appear to have been the one of the agriculture sector. This comes as a result of government subsidies to promote agricultural activity in Kosovo, as well as agricultural loan guarantee scheme supported by USAID.

ODCs loans by economic activity in the Republic of Kosovo 2007-2013

^{Source: Central Bank of the Republic of Kosovo   
Comments and analysis: ODA}   

^{Source: Central Bank of the Republic of Kosovo   
Comments and analysis: ODA}   

The highest lending level in the sector of industry, energy and construction is marked from manufacturing, which in 2013 accounted for 45% of total loans issued to this sector. In 2013, from 291 million of loans issued for the entire sector, 132 million belonged to manufacturing, 119 million to construction, 21 million to energy, gas, etc. and 20 million to mines.

Loans industry, energy and construction sector in the Republic of Kosovo 2007-2013

^{Source: Central Bank of the Republic of Kosovo   
Comments and analysis: ODA}   

^{Source: Central Bank of the Republic of Kosovo   
Comments and analysis: ODA}