{"id":19050,"date":"2023-03-11T15:13:02","date_gmt":"2023-03-11T15:13:02","guid":{"rendered":"http:\/\/ndiqparate.al\/?p=19050"},"modified":"2024-05-04T09:11:37","modified_gmt":"2024-05-04T09:11:37","slug":"rritja-e-kapitalit-dhe-fitimi-bankat-e-nivelit-te-dyte-2018-2022","status":"publish","type":"post","link":"https:\/\/ndiqparate.al\/?p=19050","title":{"rendered":"Rritja e Kapitalit dhe Fitimi, Bankat e Nivelit t\u00eb Dyt\u00eb 2018 &#8211; 2022"},"content":{"rendered":"\n<p>Open Data Albania ka realizuar nj\u00eb hulumtim mbi rritjen e kapitalit dhe ecurin\u00eb e fitimeve t\u00eb bankave t\u00eb nivelit t\u00eb dyt\u00eb q\u00eb operojn\u00eb n\u00eb Shqip\u00ebri.<\/p>\n\n\n\n<p>N\u00eb periudh\u00ebn e shqyrtuar, bankat aktive q\u00eb operojn\u00eb n\u00eb vend jan\u00eb reduktuar nga 14 n\u00eb fund t\u00eb 2018 n\u00eb 11 n\u00eb 2022. Ky zvog\u00eblim n\u00eb num\u00ebr ka ardhur si pasoj\u00eb e bashkimit dhe p\u00ebrthithjes s\u00eb bankave apo likuidimit me d\u00ebshir\u00ebn e aksioner\u00ebve n\u00eb nj\u00eb <a href=\"https:\/\/opencorporates.al\/sq\/nipt\/K31608802W\">rast<\/a>.<\/p>\n\n\n\n<iframe width=\"289\" height=\"171\" seamless=\"\" frameborder=\"0\" scrolling=\"yes\" src=\"https:\/\/docs.google.com\/spreadsheets\/d\/e\/2PACX-1vTWKC_0sZ2ncUGMKhoU3f8IcJJ3QuSuWKP8nsciHNifXJuloriwQh8-pW8NdfoUToQTlXeYfD8lyJ-w\/pubchart?oid=872154829&amp;format=interactive\"><\/iframe>\n<br>\n<p style=\"font-size: 11px;\"><small><br>\n<b>Tabela:<\/b> Numri i Bankave Aktive n\u00eb fund t\u00eb vitit, 2018-2022 <br>\nBurimi: QKB, <a href=\"https:\/\/opencorporates.al\/\">Open Corporates Albania <\/a> <br>\nKomente dhe Analiza: Open Data Albania <\/small><\/p>\n\n\n\n<p>Kapitali bankar i n\u00ebnshkruar n\u00eb fund t\u00eb 2022 sh\u00ebnon vler\u00ebn rreth 93 miliard\u00eb lek\u00eb. Harku kohor 5 vje\u00e7ar n\u00eb analiz\u00eb, shfaq trend r\u00ebn\u00ebs t\u00eb vler\u00ebs. Tkurrja m\u00eb e lart\u00eb e kapitalit total bankar ndodh n\u00eb dy vitet e fundit 2020 dhe 2021, p\u00ebrkat\u00ebsish me 4.8 miliard\u00eb lek\u00eb dhe 8 miliard\u00eb lek\u00eb. N\u00eb 5 vite kapitali bankar tkurret rreth 12%, konkretisht me 12.4 miliard\u00eb lek\u00eb.<\/p>\n\n\n\n<iframe width=\"600\" height=\"364\" seamless=\"\" frameborder=\"0\" scrolling=\"yes\" src=\"https:\/\/docs.google.com\/spreadsheets\/d\/e\/2PACX-1vTWKC_0sZ2ncUGMKhoU3f8IcJJ3QuSuWKP8nsciHNifXJuloriwQh8-pW8NdfoUToQTlXeYfD8lyJ-w\/pubchart?oid=1958236107&amp;format=interactive\"><\/iframe>\n<br>\n<p style=\"font-size: 11px;\"><small><br>\nBurimi: QKB, <a href=\"https:\/\/opencorporates.al\/\">Open Corporates Albania <\/a> <br>\nKomente dhe Analiza: Open Data Albania <\/small><\/p>\n\n\n\n<p>N\u00eb nj\u00eb v\u00ebshtrim n\u00eb nivel banke, <a href=\"https:\/\/opencorporates.al\/sq\/nipt\/J61924008V\">Banka e Tiran\u00ebs<\/a> \u00ebsht\u00eb e vetmja bank\u00eb tregtare q\u00eb ka zvog\u00ebluar kapitalin n\u00eb k\u00ebt\u00eb periudh\u00eb me 5.2 miliard\u00eb lek\u00eb, rreth 47%. Me rritjen m\u00eb t\u00eb lart\u00eb n\u00eb 5 vite rezulton <a href=\"https:\/\/opencorporates.al\/sq\/nipt\/J91524011J\">Banka Procredit<\/a> rreth 52%, ndjekur nga <a href=\"https:\/\/opencorporates.al\/sq\/nipt\/K51807801R\">Banka Union<\/a> me rritje rreth 43% dhe <a href=\"https:\/\/opencorporates.al\/sq\/nipt\/K31608801O\">Banka Credins<\/a> n\u00eb vend t\u00eb tret\u00eb me nj\u00eb rritje prej 33%. <a href=\"https:\/\/opencorporates.al\/sq\/nipt\/J91811004Q\">Banka e Bashkuar e Shqip\u00ebris\u00eb<\/a> (UBA) dhe <a href=\"https:\/\/opencorporates.al\/sq\/nipt\/J91725007P\">Banka Amerikane e Investimeve<\/a> (ABI), rezultojn\u00eb me nj\u00eb rritje p\u00ebrkat\u00ebsisht 26% dhe 12% t\u00eb kapitalit nga viti 2018.<\/p>\n\n\n\n<iframe width=\"956\" height=\"364\" seamless=\"\" frameborder=\"0\" scrolling=\"yes\" src=\"https:\/\/docs.google.com\/spreadsheets\/d\/e\/2PACX-1vTWKC_0sZ2ncUGMKhoU3f8IcJJ3QuSuWKP8nsciHNifXJuloriwQh8-pW8NdfoUToQTlXeYfD8lyJ-w\/pubchart?oid=855831509&amp;format=interactive\"><\/iframe>\n<br>\n<p style=\"font-size: 11px;\"><small><br>\n<b>Tabela:<\/b> Kapitali sipas bankave 2018-2022<br>\nBurimi: QKB, <a href=\"https:\/\/opencorporates.al\/\">Open Corporates Albania <\/a> <br>\nKomente dhe Analiza: Open Data Albania <\/small><\/p>\n\n\n\n<p>Sa i takon vler\u00ebs kapital i rritur, Credins ngjitet duke rezultuar n\u00eb vend t\u00eb par\u00eb p\u00ebr rritje nominale me plus 2.9 miliard\u00eb lek\u00eb. Nd\u00ebrsa Procredit dhe Union, zbresin me nj\u00eb vend, duke rezultuar me rritje kapitali p\u00ebrkat\u00ebsisht 2 miliard\u00eb lek\u00eb dhe 1.1 miliard\u00eb lek\u00eb.<\/p>\n\n\n\n<p><a href=\"https:\/\/opencorporates.al\/sq\/nipt\/J61911005B\">Banka Raiffeisen<\/a>, <a href=\"https:\/\/opencorporates.al\/sq\/nipt\/K41424801U\">OTP Albania<\/a>, <a href=\"https:\/\/opencorporates.al\/sq\/nipt\/J81817006P\">Intesa Sanpaolo Albania<\/a>, <a href=\"https:\/\/opencorporates.al\/sq\/nipt\/J62001011Q\">Banka Komb\u00ebtare Tregtare<\/a> (BKT) dhe <a href=\"https:\/\/opencorporates.al\/sq\/nipt\/K72014801J\">Banka e Par\u00eb e Investimeve \u2013 Albania<\/a> (Fibank), kan\u00eb mbajtur t\u00eb pandryshuar kapitalin n\u00eb periudh\u00ebn hulumtuese.<\/p>\n\n\n\n<iframe width=\"600\" height=\"371\" seamless=\"\" frameborder=\"0\" scrolling=\"yes\" src=\"https:\/\/docs.google.com\/spreadsheets\/d\/e\/2PACX-1vTWKC_0sZ2ncUGMKhoU3f8IcJJ3QuSuWKP8nsciHNifXJuloriwQh8-pW8NdfoUToQTlXeYfD8lyJ-w\/pubchart?oid=651563861&amp;format=interactive\"><\/iframe>\n<br>\n<p style=\"font-size: 11px;\"><small><br>\nBurimi: QKB, <a href=\"https:\/\/opencorporates.al\/\">Open Corporates Albania <\/a> <br>\nKomente dhe Analiza: Open Data Albania <\/small><\/p>\n\n\n\n<iframe width=\"862\" height=\"340\" seamless=\"\" frameborder=\"0\" scrolling=\"yes\" src=\"https:\/\/docs.google.com\/spreadsheets\/d\/e\/2PACX-1vTWKC_0sZ2ncUGMKhoU3f8IcJJ3QuSuWKP8nsciHNifXJuloriwQh8-pW8NdfoUToQTlXeYfD8lyJ-w\/pubchart?oid=1969880830&amp;format=interactive\"><\/iframe>\n<br>\n<p style=\"font-size: 11px;\"><small><br>\n<b>Tabela:<\/b> Kapitali sipas Bankave n\u00eb vitin 2018 dhe 2022 <br>\nBurimi: QKB, <a href=\"https:\/\/opencorporates.al\/\">Open Corporates Albania <\/a> <br>\nKomente dhe Analiza: Open Data Albania <\/small><\/p>\n\n\n\n<p>P\u00ebr t\u00eb analizuar fitimin e bankave t\u00eb nivelit t\u00eb dyt\u00eb shqyrtohen dy tregues: Fitimi\/Humbja para interesave dhe tatimit (EBIT) q\u00eb tregon vler\u00ebn e fitimit operacional t\u00eb nj\u00eb kompanie pa zbritur interesat dhe detyrimet fiskale t\u00eb tatimit, si dhe norma e kthimit t\u00eb kapitalit t\u00eb angazhuar (ROCE) q\u00eb tregon efi\u00e7enc\u00ebn e p\u00ebrdorimit t\u00eb kapitalit&nbsp; t\u00eb shoq\u00ebris\u00eb dhe llogaritet si raport mes EBIT dhe kapitalit t\u00eb angazhuar (pun\u00ebsuar). Kapitali i n\u00ebnshkruar i bank\u00ebs \u00ebsht\u00eb pjes\u00eb e kapitalit total t\u00eb pun\u00ebsuar. Kapitali i pun\u00ebsuar llogaritet si diferenc\u00eb e totalit t\u00eb aktiveve dhe detyrimeve.<\/p>\n\n\n\n<p>Nj\u00eb tregues i lart\u00eb i ROCE, tregon se kompania po gjeneron m\u00eb shum\u00eb fitim p\u00ebr \u00e7do Lek\u00eb t\u00eb investuar si rezultat i p\u00ebrdorimit efi\u00e7ent t\u00eb kapitalit t\u00eb pun\u00ebsuar nga shoq\u00ebria.<\/p>\n\n\n\n<p>N\u00eb vitin 2021 EBIT n\u00eb tregun bankar t\u00eb nivelit t\u00eb dyt\u00eb arrin vler\u00ebn 20.7 miliard\u00eb lek\u00eb. Banka me nivel m\u00eb t\u00eb lart\u00eb t\u00eb fitimit \u00ebsht\u00eb BKT-ja me vler\u00eb fitimi 8.7 miliard\u00eb lek\u00eb. Banka e dyt\u00eb me fitim m\u00eb t\u00eb lart\u00eb para tatimit dhe interesave rezulton Raiffeisen me 4.2 miliard\u00eb lek\u00eb, ndjekur nga OTP Albania me vler\u00eb fitimi 2.3 miliard\u00eb lek\u00eb. Fitim m\u00eb t\u00eb ul\u00ebt ka Procredit me vet\u00ebm 76.5 milion\u00eb lek\u00eb. UBA \u00ebsht\u00eb banka e vetme me humbje p\u00ebr vitin 2021, ku humbja bruto \u00ebsht\u00eb 51.7 milion\u00eb lek\u00eb.<\/p>\n\n\n\n<p>Mbi 80% e fitimit total t\u00eb tregun bankar t\u00eb nivelit t\u00eb dyt\u00eb ndahet midis BKT, Raiffeisen, OTP Albania dhe Credins.<\/p>\n\n\n\n<iframe width=\"764\" height=\"371\" seamless=\"\" frameborder=\"0\" scrolling=\"yes\" src=\"https:\/\/docs.google.com\/spreadsheets\/d\/e\/2PACX-1vTWKC_0sZ2ncUGMKhoU3f8IcJJ3QuSuWKP8nsciHNifXJuloriwQh8-pW8NdfoUToQTlXeYfD8lyJ-w\/pubchart?oid=592004112&amp;format=interactive\"><\/iframe>\n<br>\n<p style=\"font-size: 11px;\"><small><br>\nBurimi: QKB, <a href=\"https:\/\/opencorporates.al\/\">Open Corporates Albania <\/a> <br>\nKomente dhe Analiza: Open Data Albania <\/small><\/p>\n\n\n\n<iframe width=\"634\" height=\"371\" seamless=\"\" frameborder=\"0\" scrolling=\"yes\" src=\"https:\/\/docs.google.com\/spreadsheets\/d\/e\/2PACX-1vTWKC_0sZ2ncUGMKhoU3f8IcJJ3QuSuWKP8nsciHNifXJuloriwQh8-pW8NdfoUToQTlXeYfD8lyJ-w\/pubchart?oid=1024002038&amp;format=interactive\"><\/iframe>\n<br>\n<p style=\"font-size: 11px;\"><small><br>\nBurimi: QKB, <a href=\"https:\/\/opencorporates.al\/\">Open Corporates Albania <\/a> <br>\nKomente dhe Analiza: Open Data Albania <\/small><\/p>\n\n\n\n<p>N\u00eb nj\u00eb korniz\u00eb 4 vje\u00e7are, ndryshimi n\u00eb vite \u00ebsht\u00eb dinamik. Nj\u00eb ndryshim m\u00eb t\u00eb q\u00ebndruesh\u00ebm n\u00eb EBIT shfaqin Fibank, Intesa Sanpaolo Albania, Credins , BKT dhe Banka Union. N\u00eb kat\u00ebr vite, fitimi total para tatimit dhe interesave n\u00eb tregun bankar t\u00eb nivelit t\u00eb dyt\u00eb \u00ebsht\u00eb rritur me 71%, rreth 8.6 miliard\u00eb lek\u00eb.<\/p>\n\n\n\n<iframe width=\"804\" height=\"371\" seamless=\"\" frameborder=\"0\" scrolling=\"yes\" src=\"https:\/\/docs.google.com\/spreadsheets\/d\/e\/2PACX-1vTWKC_0sZ2ncUGMKhoU3f8IcJJ3QuSuWKP8nsciHNifXJuloriwQh8-pW8NdfoUToQTlXeYfD8lyJ-w\/pubchart?oid=1927813873&amp;format=interactive\"><\/iframe>\n<br>\n<p style=\"font-size: 11px;\"><small><br>\nBurimi: QKB, <a href=\"https:\/\/opencorporates.al\/\">Open Corporates Albania <\/a> <br>\nKomente dhe Analiza: Open Data Albania <\/small><\/p>\n\n\n\n<p>N\u00ebse i referohemi 3 bankave me pesh\u00ebn m\u00eb t\u00eb lart\u00eb n\u00eb fitimin total t\u00eb tregut bankar 2021, BKT-ja n\u00eb k\u00ebto 4 vite, ka fitim t\u00eb q\u00ebndruesh\u00ebm duke u luhatur n\u00eb intervalin 7.8 \u2013 9.5 miliard\u00eb lek\u00eb. Konkretisht n\u00eb 2021 sh\u00ebnon r\u00ebnie me 837 milion lek\u00eb n\u00eb fitim (8.8%) krahasuar me 2020. Banka Raiffesien pas dy vitesh r\u00ebnie t\u00eb EBIT n\u00eb 2019 dhe 2020, n\u00eb 2021 ka rritur fitimin me 2.1 miliard\u00eb lek\u00eb. Gjithashtu Banka OTP Albania ka p\u00ebrjetuar rritje t\u00eb fitimin n\u00eb 2021 me 1.4 miliard\u00eb lek\u00eb.<\/p>\n\n\n\n<iframe width=\"1340\" height=\"389\" seamless=\"\" frameborder=\"0\" scrolling=\"yes\" src=\"https:\/\/docs.google.com\/spreadsheets\/d\/e\/2PACX-1vTWKC_0sZ2ncUGMKhoU3f8IcJJ3QuSuWKP8nsciHNifXJuloriwQh8-pW8NdfoUToQTlXeYfD8lyJ-w\/pubchart?oid=215088401&amp;format=interactive\"><\/iframe>\n<br>\n<p style=\"font-size: 11px;\"><small><br>\n<b>Tabela:<\/b> EBIT, Ndryshimi Vjetor, Bankat e Nivelit t\u00eb Dyt\u00eb, 2019-2021 <br>\nBurimi: QKB, <a href=\"https:\/\/opencorporates.al\/\">Open Corporates Albania <\/a> <br>\nKomente dhe Analiza: Open Data Albania <\/small><\/p>\n\n\n\n<p>Sa i p\u00ebrket treguesit ROCE, OTP Albania rezulton me norm\u00ebn m\u00eb t\u00eb lart\u00eb t\u00eb p\u00ebrdorimit efi\u00e7ent t\u00eb kapitalit, rreth 20%. Kjo tregon q\u00eb n\u00eb 2021, p\u00ebr \u00e7do 100 lek\u00eb t\u00eb investuar n\u00eb kapital, OTP Albania gjeneron 20 lek\u00eb si t\u00eb ardhura operacionale. N\u00eb vend t\u00eb dyt\u00eb me norm\u00ebn m\u00eb t\u00eb lart\u00eb t\u00eb ROCE q\u00ebndron Banka Union me norm\u00eb 18.4% ndjekur nga BKT me norm\u00eb p\u00ebrdorimi efi\u00e7ent t\u00eb kapitalit 18%. N\u00eb vitin 2021 vet\u00ebm UBA rezulton me vler\u00eb negative t\u00eb ROCE, gj\u00eb q\u00eb tregon p\u00ebrkeq\u00ebsim n\u00eb p\u00ebrdorimin e kapitalit t\u00eb investuar.<\/p>\n\n\n\n<iframe width=\"600\" height=\"371\" seamless=\"\" frameborder=\"0\" scrolling=\"yes\" src=\"https:\/\/docs.google.com\/spreadsheets\/d\/e\/2PACX-1vTWKC_0sZ2ncUGMKhoU3f8IcJJ3QuSuWKP8nsciHNifXJuloriwQh8-pW8NdfoUToQTlXeYfD8lyJ-w\/pubchart?oid=1342192384&amp;format=interactive\"><\/iframe>\n<br>\n<p style=\"font-size: 11px;\"><small><br>\nBurimi: QKB, <a href=\"https:\/\/opencorporates.al\/\">Open Corporates Albania <\/a> <br>\nKomente dhe Analiza: Open Data Albania <\/small><\/p>\n\n\n\n<p>Shtat\u00eb nga nj\u00ebmb\u00ebdhjet\u00eb bakat aktive n\u00eb 2021, kan\u00eb patur nj\u00eb ROCE pozitive n\u00eb secilin vit t\u00eb harkut kohor 2018-2021, gj\u00eb q\u00eb tregon se sektori i bankave t\u00eb nivelit t\u00eb dyt\u00eb shfaq p\u00ebrdorim efi\u00e7ent t\u00eb kapitalit.<\/p>\n\n\n\n<iframe width=\"600\" height=\"352\" seamless=\"\" frameborder=\"0\" scrolling=\"yes\" src=\"https:\/\/docs.google.com\/spreadsheets\/d\/e\/2PACX-1vTWKC_0sZ2ncUGMKhoU3f8IcJJ3QuSuWKP8nsciHNifXJuloriwQh8-pW8NdfoUToQTlXeYfD8lyJ-w\/pubchart?oid=768153451&amp;format=interactive\"><\/iframe>\n<br>\n<p style=\"font-size: 11px;\"><small><br>\n<b>Tabela:<\/b> ROCE i Bankave t\u00eb Nivelit t\u00eb Dyt\u00eb, 2018-2021 <br>\nBurimi: QKB, <a href=\"https:\/\/opencorporates.al\/\">Open Corporates Albania <\/a> <br>\nKomente dhe Analiza: Open Data Albania <\/small><\/p>\n\n\n\n<p>T\u00eb dh\u00ebnat p\u00ebr k\u00ebt\u00eb artikull jan\u00eb marr\u00eb nga Ekstraktet e Qendr\u00ebs Komb\u00ebtare t\u00eb Biznesit (QKB), si dhe faqet zyrtare t\u00eb Bankave t\u00eb nivelit t\u00eb dyt\u00eb. Pasaporta t\u00eb Shoq\u00ebrive t\u00eb Biznesit t\u00eb li\u00e7encuara si Banka t\u00eb Nivelit t\u00eb Dyt\u00eb mund ti aksesoni n\u00eb databaz\u00ebn me t\u00eb dh\u00ebna t\u00eb hapura <a href=\"https:\/\/opencorporates.al\/sq\">Open Corporates Albania<\/a>.<\/p>\n\n\n\n<b>Shkarko excel:<\/b> N\u00ebse d\u00ebshironi t\u00eb aksesoni excel ose dataset q\u00eb shoq\u00ebron k\u00ebt\u00eb artikull ju lutem na shkruani ne emailin <a href=\"info@ais.al\">info@ais.al<\/a><br>\n<b>Komente dhe Analiza:<\/b> Open Data Albania<br>\n<b>Kontribuoi: <\/b>Pajtim Nikolli\n<style>\np{\ntext-align: justify !important;\n}\n<\/style>\n","protected":false},"excerpt":{"rendered":"<p>Open Data Albania ka realizuar nj\u00eb hulumtim mbi rritjen e kapitalit dhe ecurin\u00eb e fitimeve t\u00eb bankave t\u00eb nivelit t\u00eb dyt\u00eb q\u00eb operojn\u00eb n\u00eb Shqip\u00ebri. N\u00eb periudh\u00ebn e shqyrtuar, bankat aktive q\u00eb operojn\u00eb n\u00eb vend jan\u00eb reduktuar nga 14 n\u00eb fund t\u00eb 2018 n\u00eb 11 n\u00eb 2022. Ky zvog\u00eblim n\u00eb num\u00ebr ka ardhur si pasoj\u00eb e bashkimit dhe p\u00ebrthithjes s\u00eb bankave apo likuidimit me d\u00ebshir\u00ebn&hellip; <\/p>\n","protected":false},"author":1,"featured_media":19053,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false},"categories":[39,134,152],"tags":[424,433,1920,5467,5459,5461,1910,5504,807,5460,76,1187,4613,5503,5466,1901,5502,5462],"jetpack_featured_media_url":"https:\/\/i2.wp.com\/ndiqparate.al\/wp-content\/uploads\/2023\/03\/Data.Al_-Pesha-e-seciles-banke-ne-fitimin-total-te-tregut-bankar-2021.png?fit=634%2C371&ssl=1","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack-related-posts":[{"id":22893,"url":"https:\/\/ndiqparate.al\/?p=22893","url_meta":{"origin":19050,"position":0},"title":"Performanca Financiare e Bankave t\u00eb Nivelit t\u00eb Dyt\u00eb p\u00ebr vitin 2023. Origjina e Kapitalit","date":"October 15, 2024","format":false,"excerpt":"Open Data Albania po hulumton mbi perfomac\u00ebn financiare t\u00eb bankave t\u00eb nivelit t\u00eb dyt\u00eb p\u00ebr vitin 2023. T\u00eb dh\u00ebnat jan\u00eb marr\u00eb nga bilancet e audituara q\u00eb subjektet financiare banka depozitojn\u00eb pran\u00eb Qendr\u00ebs Komb\u00ebtare t\u00eb Biznesit (QKB). Aktualisht n\u00eb Shqip\u00ebri operojn\u00eb 11 Banka t\u00eb Nivelit t\u00eb Dyt\u00eb, prej t\u00eb cilave 5\u2026","rel":"","context":"In &quot;Artikuj&quot;","img":{"alt_text":"","src":"https:\/\/i1.wp.com\/ndiqparate.al\/wp-content\/uploads\/2024\/11\/Data.Al_-Pesha-e-seciles-banke-ne-fitimin-total-te-tregut-bankar-2023.png?fit=600%2C371&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]},{"id":24479,"url":"https:\/\/ndiqparate.al\/?p=24479","url_meta":{"origin":19050,"position":1},"title":"Origjina e Kapitalit Bankar n\u00eb Shqip\u00ebri Korrik 2025","date":"August 15, 2025","format":false,"excerpt":"Open Data Albania po analizon struktur\u00ebn e kapitalit bankar sipas Origjin\u00ebs s\u00eb Kapitalit p\u00ebr banka t\u00eb nivelit t\u00eb dyt\u00eb. Origjin\u00eb kemi konsideruar vendin apo regjistrin e biznesit ku \u00ebsht\u00eb regjistruar paketa kontrolluese aksionare p\u00ebr personat juridik\u00eb, apo shtet\u00ebsin\u00eb e deklaruar p\u00ebr personat individ\u00eb aksioner t\u00eb drejtp\u00ebrdrejte apo fundor t\u00eb deklaruar.\u2026","rel":"","context":"In &quot;Artikuj ODA&quot;","img":{"alt_text":"","src":"https:\/\/i2.wp.com\/ndiqparate.al\/wp-content\/uploads\/2025\/08\/Data.Al_-Struktura-e-Kapitalit-te-Bankave-te-Nivelit-te-Dyte-ne-Shqiperi-sipas-Origjines-se-Zoteruesit-Korrik-2025.png?fit=563%2C472&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]},{"id":24492,"url":"https:\/\/ndiqparate.al\/?p=24492","url_meta":{"origin":19050,"position":2},"title":"Financimi i Koncesioneve dhe PPP me Kredi nga Sektori Bankar 2015-2025","date":"August 15, 2025","format":false,"excerpt":"Open Data Albania po hulumton n\u00eb lidhje me nivelin e kreditimit t\u00eb bizneseve Koncesionare dhe PPP nga Banka te Nivelit t\u00eb Dyt\u00eb ne vend. Ky hulumtim p\u00ebrfshin t\u00eb gjitha Bizneset qw zbatojn\u00eb Kontrata dhe Marr\u00ebveshje PPP Koncesion t\u00eb n\u00ebnshkruara q\u00eb nga 2015. P\u00ebr periudh\u00ebn 2015-2023, rezultojn\u00eb t\u00eb n\u00ebnshkruara 47 kontrata\u2026","rel":"","context":"In &quot;Artikuj ODA&quot;","img":{"alt_text":"","src":"https:\/\/i1.wp.com\/ndiqparate.al\/wp-content\/uploads\/2025\/08\/Data.Al_-Financimi-me-kredi-nga-Sektori-Bankar-i-Koncesioneve-PPP-2015-2023-vlera-ne-Leke.png?fit=666%2C371&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]},{"id":24997,"url":"https:\/\/ndiqparate.al\/?p=24997","url_meta":{"origin":19050,"position":3},"title":"Lista e Investimeve t\u00eb Agjencis\u00eb Komb\u00ebtare t\u00eb Shoq\u00ebris\u00eb s\u00eb Informacionit (AKSHI) p\u00ebr vitet 2025-2028, sipas Ligjit Nr. 87\/2025 'P\u00ebr Buxhetin e Vitit 2026'","date":"February 7, 2026","format":false,"excerpt":"Open Data Albania n\u00eb k\u00ebt\u00eb artikull analizon List\u00ebn e Investimeve t\u00eb Agjencis\u00eb Komb\u00ebtare t\u00eb Shoq\u00ebris\u00eb s\u00eb Informacionit (AKSHI) p\u00ebr periudh\u00ebn 2025-2028. Lista e investimeve bazohet n\u00eb Ligjin nr. 87, dat\u00eb 12.12.2025 \"P\u00ebr Buxhetin e Vitit 2026\", miratuar nga Kuvendi i Shqip\u00ebris\u00eb dhe publikuar n\u00eb faqet zyrtare t\u00eb Kuvendit dhe Ministris\u00eb\u2026","rel":"","context":"In &quot;Artikuj ODA&quot;","img":{"alt_text":"","src":"https:\/\/i0.wp.com\/ndiqparate.al\/wp-content\/uploads\/2026\/02\/Screenshot-2026-02-08-100314.png?fit=1153%2C570&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]},{"id":24406,"url":"https:\/\/ndiqparate.al\/?p=24406","url_meta":{"origin":19050,"position":4},"title":"Renditje 100 Kompani Biznesi m\u00eb t\u00eb paguara nga Thesari i Shtetit viti 2024","date":"May 12, 2025","format":false,"excerpt":"Open Data Albania po publikon t\u00eb dh\u00ebna p\u00ebr Bizneset me vlera m\u00eb ta larta pagesash nga Thesari i Shtetit gjat\u00eb vitit 2024, pagesa p\u00ebrmes Buxheti i Shtetit. T\u00eb dh\u00ebnat n\u00eb k\u00ebt\u00eb artikull rendit\u00ebs jan\u00eb marr\u00eb nga Databaza Transaksione Thesari, pjes\u00eb e portalit Spending Data Albania krijuar dhe zot\u00ebruar nga organizata\u2026","rel":"","context":"In &quot;Artikuj ODA&quot;","img":{"alt_text":"","src":"https:\/\/i0.wp.com\/ndiqparate.al\/wp-content\/uploads\/2025\/06\/Data.Al_-Renditje-10-Bizneset-me-arketime-me-te-larta-nga-Thesari-i-Shtetit-2024.png?fit=573%2C450&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]},{"id":22870,"url":"https:\/\/ndiqparate.al\/?p=22870","url_meta":{"origin":19050,"position":5},"title":"Renditje Investime Publike 2025 sipas Projekteve dhe Institucioneve","date":"November 14, 2024","format":false,"excerpt":"Open Data Albania n\u00eb k\u00ebt\u00eb artikull po zbardh Projektet\/Investimet me financim m\u00eb t\u00eb lart\u00eb nga Buxheti i Shtetit 2025. Gjithashtu dhe nj\u00eb rankim i institucioneve sipas vler\u00ebs Portofol Investimesh Kapitale p\u00ebr vitin 2025. T\u00eb dh\u00ebnat jan\u00eb marr\u00eb nga lista e planifikimit trevje\u00e7ar t\u00eb investimeve publike 2025-2027 t\u00eb Projektligjit \u201cP\u00ebr Buxhetin\u2026","rel":"","context":"In &quot;Artikuj&quot;","img":{"alt_text":"","src":"https:\/\/i2.wp.com\/ndiqparate.al\/wp-content\/uploads\/2024\/11\/Data.Al_-Renditje-Investime-Publike-me-mbeshtetje-mbi-1-miliard-leke-sipas-vleres-Financim-nga-Buxheti-i-Shtetit-2025-mije-Leke.png?fit=600%2C775&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]}],"jetpack_shortlink":"https:\/\/wp.me\/pcJP0S-4Xg","_links":{"self":[{"href":"https:\/\/ndiqparate.al\/index.php?rest_route=\/wp\/v2\/posts\/19050"}],"collection":[{"href":"https:\/\/ndiqparate.al\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ndiqparate.al\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ndiqparate.al\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ndiqparate.al\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=19050"}],"version-history":[{"count":5,"href":"https:\/\/ndiqparate.al\/index.php?rest_route=\/wp\/v2\/posts\/19050\/revisions"}],"predecessor-version":[{"id":21201,"href":"https:\/\/ndiqparate.al\/index.php?rest_route=\/wp\/v2\/posts\/19050\/revisions\/21201"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ndiqparate.al\/index.php?rest_route=\/wp\/v2\/media\/19053"}],"wp:attachment":[{"href":"https:\/\/ndiqparate.al\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=19050"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ndiqparate.al\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=19050"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ndiqparate.al\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=19050"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}