{"id":19312,"date":"2023-04-29T10:51:44","date_gmt":"2023-04-29T10:51:44","guid":{"rendered":"http:\/\/ndiqparate.al\/?p=19312"},"modified":"2024-05-04T08:55:46","modified_gmt":"2024-05-04T08:55:46","slug":"efekte-te-zhvleresimit-te-monedhave-te-huaja-kundrejt-monedhes-kombetare-ndikime-te-mundshme-ne-ekonomi-prill-2023-historiku-2003-2023","status":"publish","type":"post","link":"https:\/\/ndiqparate.al\/?p=19312","title":{"rendered":"Efekte t\u00eb Zhvler\u00ebsimit t\u00eb Monedhave t\u00eb Huaja kundrejt Monedh\u00ebs Komb\u00ebtar\u00eb, ndikime t\u00eb mundshme n\u00eb ekonomi Prill 2023. Historiku 2003 &#8211; 2023"},"content":{"rendered":"\n<p>Kursi zyrtar i k\u00ebmbimit Lek\/Euro arriti minimumin historik prej 110.98 lek\u00eb n\u00eb Prill 2023. Ngjash\u00ebm, dollari amerikan (USD) dhe paundi britanik (GBP) kan\u00eb arritur kurse minimale historike kundrejt lekut, duke u k\u00ebmbyer p\u00ebrkat\u00ebsisht me 100.46 lek\u00eb dhe 125.33 lek\u00eb. Forcimi i lekut kundrejt monedhave t\u00eb huaja ka ndikim t\u00eb r\u00ebnd\u00ebsish\u00ebm n\u00eb ekonomi, si n\u00eb fuqin\u00eb bler\u00ebse t\u00eb konsumatorit, ashtu edhe n\u00eb financat e qeveris\u00eb dhe t\u00eb biznesit n\u00eb p\u00ebrgjith\u00ebsi. Open Data Albania po hulumton mbi ecurin\u00eb e kurseve zyrtare t\u00eb k\u00ebmbimit t\u00eb monedh\u00ebs kryesore euro, me q\u00ebllim evidentimin e efekteve potenciale. &nbsp;&nbsp;&nbsp;<\/p>\n\n\n\n<ul><li><strong>Kursi zyrtar dhe kursi mesatar mujor i k\u00ebmbimit t\u00eb monedhave t\u00eb huaja<\/strong><\/li><\/ul>\n\n\n\n<p>Shqip\u00ebria zbaton nj\u00eb regjim t\u00eb lir\u00eb t\u00eb kurseve t\u00eb k\u00ebmbimit, q\u00eb n\u00ebnkupton se vlera e monedh\u00ebs komb\u00ebtare lek, kundrejt monedhave t\u00eb huaja, p\u00ebrcaktohet nga k\u00ebrkes\u00eb-oferta n\u00eb tregun e brendsh\u00ebm valutor.&nbsp; Kursi zyrtar i k\u00ebmbimit t\u00eb dy monedhave kryesore EUR dhe USD p\u00ebrcaktohet n\u00eb m\u00ebnyr\u00eb ditore nga Banka e Shqip\u00ebris\u00eb, bazuar n\u00eb kuotimet e dhjet\u00eb <a href=\"https:\/\/opencorporates.al\/sq\/banka\">bankave<\/a> pjes\u00ebmarr\u00ebse n\u00eb tregun nd\u00ebr bankar, nd\u00ebrsa kursi i k\u00ebmbimit t\u00eb valutave t\u00eb&nbsp; tjera, si GBP, llogaritet me indeksim ndaj dollarit amerikan, si valuta referenc\u00eb n\u00eb tregun nd\u00ebrkomb\u00ebtar. N\u00eb vitin e fundit (Prill 2022-Prill 2023), leku \u00ebsht\u00eb forcuar me 8-9 p\u00ebrqind kundrejt EUR dhe USD, q\u00eb n\u00ebnkupton se vlera e dy monedhave kryesore ka r\u00ebn\u00eb ndjesh\u00ebm n\u00eb tregun e brendsh\u00ebm, ndikuar nga oferta e lart\u00eb p\u00ebr shitje t\u00eb valut\u00ebs brenda vendit, kundrejt k\u00ebrkes\u00ebs s\u00eb shtuar p\u00ebr blerje t\u00eb monedh\u00ebs komb\u00ebtare lek. Mbivler\u00ebsimi i lekut \u00ebsht\u00eb akoma m\u00eb i ndjesh\u00ebm p\u00ebr periudh\u00ebn 10-vje\u00e7are 2013-2023, me r\u00ebnien n\u00eb vler\u00eb prej 22-25 p\u00ebrqind t\u00eb dy monedhave kryesore kundrejt lekut.<\/p>\n\n\n\n<iframe width=\"1136\" height=\"371\" seamless=\"\" frameborder=\"0\" scrolling=\"yes\" src=\"https:\/\/docs.google.com\/spreadsheets\/d\/e\/2PACX-1vT7bEYomd-f10WC3KwU7GnoYEm27L4Fjs1h0diKm4HthEv8gF4EuXkLBp1ELjxAoJ4RFbxJOzyxY0UY\/pubchart?oid=1004978804&amp;format=interactive\"><\/iframe>\n<br>\n<p style=\"font-size: 11px;\"><small><br>\nBurimi: BSH <br>\nKomente dhe Analiza: Open Data Albania <\/small><\/p>\n\n\n\n<p>Nga historiku i kurseve mesatare mujore n\u00eb tregun e brendsh\u00ebm valutor, mund t\u00eb identifikohen tre periudha kryesore t\u00eb ecuris\u00eb s\u00eb monedh\u00ebs euro kundrejt lekut:<\/p>\n\n\n\n<ol type=\"i\"><li>2003-2008 forcim i shpejt\u00eb i lekut kundrejt euros n\u00eb 2003 (r\u00ebnia e kursit nga 140 n\u00eb 125 lek\u00eb), pasuar me periudh\u00eb 5-vje\u00e7are t\u00eb q\u00ebndrueshme t\u00eb kurseve t\u00eb k\u00ebmbimit (121-128 lek\u00eb\/Euro). Viti 2003 p\u00ebrkon me fillimin e bisedimeve p\u00ebr Marr\u00ebveshjen e Stabilizim Asocimit drejt an\u00ebtar\u00ebsimit t\u00eb Shqip\u00ebris\u00eb n\u00eb BE, si dhe me zgjedhjet lokale n\u00eb Shqip\u00ebri.<\/li><li>2009-2017 forcim i shpejt\u00eb i euros kundrejt lekut n\u00eb 2009 (rritje e kursit nga 121 n\u00eb 140 lek\u00eb), pasuar me periudh\u00eb 8-vje\u00e7are t\u00eb q\u00ebndrueshme t\u00eb kurseve t\u00eb k\u00ebmbimit (134-141 lek\/Euro). Viti 2009 sh\u00ebnon dy ngjarje t\u00eb r\u00ebnd\u00ebsishme p\u00ebr Shqip\u00ebrin\u00eb n\u00eb aren\u00ebn nd\u00ebrkomb\u00ebtare, an\u00ebtar\u00ebsimi n\u00eb NATO dhe n\u00ebnshkrimi i Marr\u00ebveshjes s\u00eb Stabilizim Asocimit, dhe zhvillimin e zgjedhjeve parlamentare.<\/li><li>2018-2023: forcim i shpejt\u00eb i lekut kundrejt euros n\u00eb 2018 (kursi lek\/euro bie nga 135 n\u00eb 125), pasuar me periudh\u00ebn 2-vje\u00e7are t\u00eb pandemis\u00eb, q\u00eb sh\u00ebnoi q\u00ebndrueshm\u00ebri t\u00eb kurseve t\u00eb k\u00ebmbimit. N\u00eb 2018, partit\u00eb e opozit\u00ebs bojkotuan parlamentin n\u00eb prag t\u00eb zgjedhjeve lokale 2019, nd\u00ebrsa K\u00ebshilli Evropian vendosi shtyrjen e hapjes s\u00eb negociatave p\u00ebr an\u00ebtar\u00ebsim n\u00eb BE, duke i k\u00ebrkuar Shqip\u00ebris\u00eb p\u00ebrmbushjen e kushteve paraprake. 2022-2023 sh\u00ebnon forcim t\u00eb m\u00ebtejsh\u00ebm t\u00eb lekut jo vet\u00ebm kundrejt EUR (kursi lek\/euro bie nga 125 n\u00eb 112), por edhe ndaj valutave t\u00eb tjera kryesore n\u00eb tregun vendas. R\u00ebnia mujore m\u00eb e lart\u00eb \u00ebsht\u00eb arritur n\u00eb Korrik 2022 (-2.5%), nd\u00ebrsa kursi historik m\u00eb i ul\u00ebt i k\u00ebmbimit n\u00eb tregun e brendsh\u00ebm u arrit n\u00eb Prill 2023 (111 lek\u00eb\/Euro), 3 jav\u00eb p\u00ebrpara zgjedhjeve lokale.&nbsp;<\/li><\/ol>\n\n\n\n<iframe width=\"1507\" height=\"371\" seamless=\"\" frameborder=\"0\" scrolling=\"yes\" src=\"https:\/\/docs.google.com\/spreadsheets\/d\/e\/2PACX-1vT7bEYomd-f10WC3KwU7GnoYEm27L4Fjs1h0diKm4HthEv8gF4EuXkLBp1ELjxAoJ4RFbxJOzyxY0UY\/pubchart?oid=1725390771&amp;format=interactive\"><\/iframe>\n<br>\n<p style=\"font-size: 11px;\"><small><br>\nBurimi: BSH <br>\nKomente dhe Analiza: Open Data Albania <\/small><\/p>\n\n\n\n<iframe width=\"783\" height=\"371\" seamless=\"\" frameborder=\"0\" scrolling=\"yes\" src=\"https:\/\/docs.google.com\/spreadsheets\/d\/e\/2PACX-1vT7bEYomd-f10WC3KwU7GnoYEm27L4Fjs1h0diKm4HthEv8gF4EuXkLBp1ELjxAoJ4RFbxJOzyxY0UY\/pubchart?oid=1192065804&amp;format=interactive\"><\/iframe>\n<br>\n<p style=\"font-size: 11px;\"><small><br>\nBurimi: BSH <br>\nKomente dhe Analiza: Open Data Albania <\/small><\/p>\n\n\n\n<p>Disa prej faktor\u00ebve t\u00eb brendsh\u00ebm q\u00eb mund t\u00eb ndikojn\u00eb n\u00eb forcimin e shpejt\u00eb t\u00eb lekut, p\u00ebrtej faktor\u00ebve gjeopolitik dhe makroekonomik, jan\u00eb:<\/p>\n\n\n\n<ul><li>shtimi i ekonomis\u00eb informale dhe hyrja e kapitaleve n\u00eb monedh\u00eb t\u00eb huaj t\u00eb pa deklaruara<\/li><li>njoftimi paraprak nga ana e qeveris\u00eb p\u00ebr rritjen e konsiderueshme t\u00eb shpenzimeve buxhetore, si\u00e7 \u00ebsht\u00eb rritja e pag\u00ebs mesatare n\u00eb periudh\u00ebn 2-vje\u00e7are, apo<\/li><li>spekulime t\u00eb mundshme nga aktor\u00ebt pjes\u00ebmarr\u00ebs n\u00eb p\u00ebrcaktimin e kursit zyrtar t\u00eb k\u00ebmbimit.<\/li><\/ul>\n\n\n\n<ul><li><strong>Nd\u00ebrhyrja e Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb n\u00eb tregun valutor<\/strong><\/li><\/ul>\n\n\n\n<p>Pa cenuar regjimin e lir\u00eb t\u00eb kurseve t\u00eb k\u00ebmbimit, Banka e Shqip\u00ebris\u00eb mund t\u00eb nd\u00ebrhyj\u00eb n\u00eb tregun e brendsh\u00ebm valutor, me objektiv p\u00ebrshtatjen e kursit t\u00eb k\u00ebmbimit me faktor\u00ebt makroekonomik, apo p\u00ebr rritjen e rezerv\u00ebs valutore. Banka ka zhvilluar ankande t\u00eb shpeshta p\u00ebr blerje valute n\u00eb tregun e brendsh\u00ebm n\u00eb 2018 -2023, me objektiv rritjen e rezerv\u00ebs valutore, n\u00eb vler\u00eb totale 551 milion\u00eb Euro, p\u00ebrkat\u00ebsisht 124 milion\u00eb euro n\u00eb 2018, 155 milion\u00eb euro n\u00eb 2019, 117 milion\u00eb euro n\u00eb 2021, dhe 142 milion\u00eb euro n\u00eb 2022. Sipas planifikimit, Banka e Shqip\u00ebris\u00eb do t\u00eb blej\u00eb 160-220 milion\u00eb Euro n\u00eb 2023. Kjo nd\u00ebrhyrje, p\u00ebrtej objektivit p\u00ebr rritjen e rezerv\u00ebs valutore, ndikon n\u00eb ecurin\u00eb e tregut t\u00eb brendsh\u00ebm me t\u00ebrheqjen e valut\u00ebs s\u00eb tep\u00ebrt dhe shtimin e sasis\u00eb s\u00eb lekut n\u00eb qarkullim.&nbsp;<\/p>\n\n\n\n<iframe width=\"1323\" height=\"371\" seamless=\"\" frameborder=\"0\" scrolling=\"yes\" src=\"https:\/\/docs.google.com\/spreadsheets\/d\/e\/2PACX-1vT7bEYomd-f10WC3KwU7GnoYEm27L4Fjs1h0diKm4HthEv8gF4EuXkLBp1ELjxAoJ4RFbxJOzyxY0UY\/pubchart?oid=720193193&amp;format=interactive\"><\/iframe>\n<br>\n<p style=\"font-size: 11px;\"><small><br>\nBurimi: BSH <br>\nKomente dhe Analiza: Open Data Albania <\/small><\/p>\n\n\n\n<ul><li><strong>Efektet pozitive t\u00eb forcimit t\u00eb monedh\u00ebs komb\u00ebtare lek<\/strong><\/li><\/ul>\n\n\n\n<p><strong>Forcimi i lekut ndikon pozitivisht p\u00ebr huamarr\u00ebsit n\u00eb valut\u00eb t\u00eb huaj Shteti si Huamarr\u00ebs.<\/strong> Stoku i borxhit t\u00eb jasht\u00ebm bruto arriti 9.8 miliard\u00eb euro n\u00eb fund t\u00eb 2022. R\u00ebnia mbi 8 p\u00ebrqind n\u00eb vler\u00ebn e euros shoq\u00ebrohet me uljen e detyrimeve, t\u00eb shprehura n\u00eb lek\u00eb, p\u00ebr stokun e borxhit t\u00eb jasht\u00ebm, me nj\u00eb p\u00ebrfitim rreth 90 miliard\u00eb lek\u00eb. Pesh\u00ebn kryesore, 48% t\u00eb borxhit t\u00eb jasht\u00ebm e mban qeveria, p\u00ebrfituesi kryesor nga forcimi i lekut (rreth 44 miliard\u00eb lek\u00eb m\u00eb pak detyrime p\u00ebr borxhin e jasht\u00ebm), pasi t\u00eb ardhurat krijohen n\u00eb lek\u00eb dhe pagesat kryhen n\u00eb euro. P\u00ebrfitim tjet\u00ebr afatshkurt\u00ebr p\u00ebr qeverin\u00eb \u00ebsht\u00eb edhe raportimi n\u00eb euro i treguesve t\u00eb p\u00ebrmir\u00ebsuar fiskal dhe makroekonomik, si psh treguesit e t\u00eb ardhurave dhe produktit t\u00eb brendsh\u00ebm bruto p\u00ebr frym\u00eb, apo treguesi i borxhit t\u00eb jasht\u00ebm ndaj produktit t\u00eb brendsh\u00ebm bruto. P\u00ebrfitues jan\u00eb edhe bizneset dhe familjet q\u00eb kan\u00eb kredi n\u00eb valut\u00eb dhe t\u00eb ardhura n\u00eb lek\u00eb. Kredia n\u00eb valut\u00eb n\u00eb banka arriti mbi 3 miliard\u00eb euro n\u00eb Shkurt 2023, n\u00eb pesh\u00eb 48 p\u00ebrqind e totalit t\u00eb kredis\u00eb prej 6.3 miliard\u00eb euro. <strong>Forcimi i lekut ul detyrimin p\u00ebr k\u00ebstin mujor n\u00eb lek\u00eb, t\u00eb shlyerjes s\u00eb kredis\u00eb n\u00eb valut\u00eb nga Qeveria, me rreth 27 miliard\u00eb lek\u00eb n\u00eb total. P\u00ebrjashto raste kur pal\u00ebt kan\u00eb kreditim ku parashikojn\u00eb rishikim t\u00eb p\u00ebrllogaritjes s\u00eb k\u00ebstit sipas Norm\u00ebs Baz\u00eb.<\/strong> Duke qen\u00eb se normat e interesit t\u00eb kreditimit jan\u00eb rritur ndjesh\u00ebm n\u00eb 6-mujorin e fundit, efektet pozitive nga kursi i k\u00ebmbimit netohen pjes\u00ebrisht nga efektet negative t\u00eb normave t\u00eb interesit p\u00ebr bizneset\/individ\u00ebt.<\/p>\n\n\n\n<div class=\"flourish-embed flourish-hierarchy\" data-src=\"visualisation\/13587201\"><script src=\"https:\/\/public.flourish.studio\/resources\/embed.js\"><\/script><\/div>\n<br>\n<p style=\"font-size: 11px;\"><small><br>\nBurimi: BSH <br>\nKomente dhe Analiza: Open Data Albania <\/small><\/p>\n\n\n\n<p><strong>Forcimi i lekut ka efekt pozitiv n\u00eb importet e mallrave dhe sh\u00ebrbimeve,<\/strong> t\u00eb cilat <strong>b\u00ebhen<\/strong> m\u00eb konkurruese n\u00eb tregun e brendsh\u00ebm, p\u00ebr shkak t\u00eb r\u00ebnies s\u00eb \u00e7mimeve nga kursi i k\u00ebmbimit. P\u00ebr vitin 2022, bilanci tregtar i pagesave (importe minus eksporte) ishte 4.3 miliard\u00eb euro. <strong>P\u00ebrfitimi n\u00eb favor t\u00eb importuesve mund t\u00eb p\u00ebrllogaritet rreth 38 miliard\u00eb lek\u00eb n\u00eb total,<\/strong> por ndikimi tek konsumator\u00ebt nuk pritet t\u00eb jet\u00eb i ngjash\u00ebm, pasi tregtar\u00ebt nuk i p\u00ebrcjellin menj\u00ebher\u00eb diferencat n\u00eb \u00e7mim tek konsumatori final.<\/p>\n\n\n\n<ul><li><strong>Efektet negative t\u00eb forcimit t\u00eb monedh\u00ebs komb\u00ebtare lek<\/strong><\/li><\/ul>\n\n\n\n<p><strong>Forcimi i lekut dhe favorizimi i importeve r\u00ebndojn\u00eb kompanit\u00eb dhe prodhimin vendas,<\/strong> si n\u00eb aspektin e p\u00ebrballimit t\u00eb konkurrenc\u00ebs s\u00eb shtuar nga importi, ashtu edhe p\u00ebr ruajtjen e tregut n\u00eb eksport, sidomos n\u00eb sektor\u00ebt q\u00eb e kan\u00eb t\u00eb v\u00ebshtir\u00eb t\u00eb rrisin \u00e7mimet p\u00ebr t\u00eb kompensuar humbjen. Efekti afatmes\u00ebm do t\u00eb jet\u00eb nj\u00eb rritje e konkurrenc\u00ebs s\u00eb produkteve t\u00eb importit, duke v\u00ebshtir\u00ebsuar eksportin e prodhimeve vendase dhe p\u00ebrkeq\u00ebsimin e bilancit t\u00eb pagesave.&nbsp; <strong>Forcimi i lekut mund t\u00eb dob\u00ebsoj\u00eb sektorin turistik shqiptar, pasi turist\u00ebt do t\u00eb ken\u00eb 8 p\u00ebrqind m\u00eb pak fuqi shpenzuese n\u00eb Shqip\u00ebri, krahasuar me vitin e kaluar.<\/strong> Nga ana tjet\u00ebr, situata do t\u00eb jet\u00eb m\u00eb e favorshme p\u00ebr shqiptar\u00ebt q\u00eb udh\u00ebtojn\u00eb e pushojn\u00eb jasht\u00eb vendit.<\/p>\n\n\n\n<p><strong>Negativisht ndikohen edhe investimet e huaja direkte dhe t\u00eb ardhurat nga remitancat. <\/strong>N\u00eb 2022, investimet e huaja direkte ishin 1.2 miliard euro dhe t\u00eb ardhurat nga remitancat 840 milion\u00eb euro. <strong>Humbja nga kursi i k\u00ebmbimit p\u00ebrllogaritet t\u00eb jet\u00eb n\u00eb rreth 10 miliard\u00eb lek\u00eb p\u00ebr investimet e huaja direkte dhe 7 miliard\u00eb lek\u00eb p\u00ebr familjet q\u00eb jetojn\u00eb me remitancat<\/strong>. Efektet negative ndikojn\u00eb jo vet\u00ebm n\u00eb buxhetet e bizneseve dhe t\u00eb familjeve p\u00ebrfituese, por humbja nga kurset e k\u00ebmbimit do t\u00eb p\u00ebrcillet n\u00eb taksat q\u00eb paguhen, duke reduktuar t\u00eb ardhurat e buxhetit t\u00eb shtetit, si dhe n\u00eb p\u00ebrkeq\u00ebsimin e klim\u00ebs s\u00eb biznesit me kapital t\u00eb huaj. Efektet jan\u00eb negative gjithashtu p\u00ebr bizneset, organizatat dhe individ\u00ebt q\u00eb operojn\u00eb n\u00eb Shqip\u00ebri, por burimin e t\u00eb ardhurave e kan\u00eb n\u00eb valut\u00eb. <strong>Nj\u00eb individ q\u00eb p\u00ebrfiton t\u00eb ardhura n\u00eb valut\u00eb n\u00eb Shqip\u00ebri, ka humbje nga kursi i k\u00ebmbimit mbi 8 p\u00ebrqind, p\u00ebrtej efekteve negative nga inflacioni, duke e ulur n\u00eb total fuqin\u00eb bler\u00ebse m\u00eb shum\u00eb se 15 p\u00ebrqind.<\/strong><\/p>\n\n\n\n<p><strong>Forcimi i lekut ndikon negativisht vler\u00ebn e kursimeve dhe depozitave n\u00eb monedh\u00eb t\u00eb huaj.<\/strong> Stoku i depozitave n\u00eb valut\u00eb arriti 6.5 miliard\u00eb euro, n\u00eb pesh\u00eb rreth 57 p\u00ebrqind e totalit t\u00eb depozitave n\u00eb sistem bankar. N\u00ebn\u00e7mimi i valutave zvog\u00eblon kundravler\u00ebn n\u00eb lek\u00eb t\u00eb depozitave dhe kursimeve n\u00eb valut\u00eb, p\u00ebr nj\u00eb vler\u00eb t\u00eb p\u00ebrllogaritur rreth 58 miliard\u00eb lek\u00eb. Individ\u00ebt depozitues nuk e ndjejn\u00eb n\u00eb periudh\u00eb afatshkurt\u00ebr efektin negativ, p\u00ebr shkak t\u00eb euroizimit t\u00eb ekonomis\u00eb s\u00eb brendshme. P\u00ebrsa koh\u00eb nuk t\u00ebrhiqen depozitat nga sistemi bankar, efekti do t\u00eb jet\u00eb pozitiv p\u00ebr bankat depozituese, t\u00eb cilat njohin nj\u00eb detyrim n\u00eb lek\u00eb m\u00eb t\u00eb ul\u00ebt p\u00ebr depozitat n\u00eb valut\u00eb, kundrejt humbjes q\u00eb kan\u00eb nga kreditimi n\u00eb valut\u00eb. Materializimi i humbjes p\u00ebr individ\u00ebt dhe bizneset ndodh n\u00eb rast t\u00eb k\u00ebmbimit ose p\u00ebrdorimit t\u00eb depozitave n\u00eb valut\u00eb.<\/p>\n\n\n\n<iframe width=\"952\" height=\"371\" seamless=\"\" frameborder=\"0\" scrolling=\"yes\" src=\"https:\/\/docs.google.com\/spreadsheets\/d\/e\/2PACX-1vT7bEYomd-f10WC3KwU7GnoYEm27L4Fjs1h0diKm4HthEv8gF4EuXkLBp1ELjxAoJ4RFbxJOzyxY0UY\/pubchart?oid=1564588468&amp;format=interactive\"><\/iframe>\n<br>\n<p style=\"font-size: 11px;\"><small><br>\nBurimi: BSH <br>\nKomente dhe Analiza: Open Data Albania <\/small><\/p>\n\n\n\n<p>S\u00eb fundmi, forcimi i lekut ndikon negativisht edhe rezervat nd\u00ebrkomb\u00ebtare t\u00eb Shqip\u00ebris\u00eb. Stoku i rezerv\u00ebs valutore \u00ebsht\u00eb rreth 5.3 miliard\u00eb USD n\u00eb Shkurt 2023, me nj\u00eb humbje t\u00eb p\u00ebrllogaritur n\u00eb lek\u00eb rreth 40 miliard\u00eb lek\u00eb nga kursi i k\u00ebmbimit. K\u00ebto jan\u00eb humbje t\u00eb parealizuara, por p\u00ebrkeq\u00ebsojn\u00eb treguesin e rezervave dhe kapitalit t\u00eb Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb, duke shtuar nevoj\u00ebn e blerjes s\u00eb valut\u00ebs n\u00eb tregun e brendsh\u00ebm.<\/p>\n\n\n\n<p>P\u00ebr m\u00eb shum\u00eb detaje, mund t\u00eb aksesoni dokumentin <a href=\"https:\/\/ndiqparate.al\/wp-content\/uploads\/2023\/04\/Efekte-te-Zhvleresimit-te-Monedhave-te-Huaja-kundrejt-Monedhes-Kombetare-ndikime-te-mundshme-ne-ekonomi-Prill-2023.-Historiku-2003-2023.xls\">Excel&nbsp;<\/a>bashk\u00eblidhur.<\/p>\n\n\n\n<b>Shkarko excel:<\/b> N\u00ebse d\u00ebshironi t\u00eb aksesoni excel ose dataset q\u00eb shoq\u00ebron k\u00ebt\u00eb artikull ju lutem na shkruani ne emailin <a href=\"info@ais.al\">info@ais.al<\/a><br>\n<b>Komente dhe Analiza:<\/b> Open Data Albania<br>\n<b>Kontribuoi: <\/b>E. Golemi\n<style>\np{\ntext-align: justify !important;\n}\n<\/style>\n","protected":false},"excerpt":{"rendered":"<p>Kursi zyrtar i k\u00ebmbimit Lek\/Euro arriti minimumin historik prej 110.98 lek\u00eb n\u00eb Prill 2023. Ngjash\u00ebm, dollari amerikan (USD) dhe paundi britanik (GBP) kan\u00eb arritur kurse minimale historike kundrejt lekut, duke u k\u00ebmbyer p\u00ebrkat\u00ebsisht me 100.46 lek\u00eb dhe 125.33 lek\u00eb. Forcimi i lekut kundrejt monedhave t\u00eb huaja ka ndikim t\u00eb r\u00ebnd\u00ebsish\u00ebm n\u00eb ekonomi, si n\u00eb fuqin\u00eb bler\u00ebse t\u00eb konsumatorit, ashtu edhe n\u00eb financat e qeveris\u00eb dhe&hellip; <\/p>\n","protected":false},"author":1,"featured_media":19317,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false},"categories":[39,134],"tags":[5469,344,346,347,5679,5680,5678],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/ndiqparate.al\/wp-content\/uploads\/2023\/04\/Data.Al_-Kurset-zyrtare-te-kembimit-te-valutave-kryesore-ndaj-lekut-2013-2023-1.png?fit=1136%2C371&ssl=1","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack-related-posts":[{"id":25323,"url":"https:\/\/ndiqparate.al\/?p=25323","url_meta":{"origin":19312,"position":0},"title":"Vlera e Fond Limit n\u00eb Prokurimin Publik 2025, Raporti me Produktin e Brendshem Bruto dhe dinamika nd\u00ebr vite","date":"March 10, 2026","format":false,"excerpt":"N\u00eb k\u00ebt\u00eb artikull po evidentohet vlera e fondit limit ne Prokurim Publik. Analiza p\u00ebrfshin\u00eb Vler\u00ebn p\u00ebr Fond Limit t\u00eb t\u00eb gjitha Procedurave Prokuruese t\u00eb zhvilluara p\u00ebrmes Sistemit Elektronik t\u00eb Prokurimit (SPE). Kjo vler\u00eb ka r\u00ebnd\u00ebsi pasi shfaq pozicionin e paras\u00eb publike q\u00eb injektohet n\u00eb ekonomi p\u00ebrmes prokurimit dhe gar\u00ebs. Fondi\u2026","rel":"","context":"In &quot;Artikuj&quot;","img":{"alt_text":"","src":"https:\/\/i1.wp.com\/ndiqparate.al\/wp-content\/uploads\/2026\/05\/Data.AL_-Pesha-e-fondit-limit-te-prokuruar-pa-anulim-ndaj-PBB-se-2015-2025.png?fit=600%2C371&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]},{"id":22915,"url":"https:\/\/ndiqparate.al\/?p=22915","url_meta":{"origin":19312,"position":1},"title":"Ndryshime n\u00eb Shpenzimet e Planifikuara Buxhetore 2024, Akt Normativ Nr. 3 dat\u00eb 28.08.2024","date":"September 10, 2024","format":false,"excerpt":"Open Data Albania po analizon ndryshimet n\u00eb shpenzimet e planifikuara buxhetore p\u00ebr vitin 2024, me Akt Normativ Nr. 3 dat\u00eb 28.08.2024. Ky \u00ebsht\u00eb ndryshimi i dyt\u00eb i buxhetit t\u00eb planifikuar me Ligj Nr. 97\/2023. Ndryshimi i par\u00eb planifikimeve buxhetore u miratua n\u00eb shkurt me Akt Normativ Nr. 1\/2024 (shih artikullin\u2026","rel":"","context":"In &quot;Artikuj&quot;","img":{"alt_text":"","src":"https:\/\/i0.wp.com\/ndiqparate.al\/wp-content\/uploads\/2024\/11\/Data.Al_-Zerat-e-Shpenzimeve-Kapitale-Plan-Fillestar-vs-Ndryshime-me-Akt-Normativ-Nr.-1_2024-dhe-Nr.-3_2024.png?fit=600%2C371&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]},{"id":24492,"url":"https:\/\/ndiqparate.al\/?p=24492","url_meta":{"origin":19312,"position":2},"title":"Financimi i Koncesioneve dhe PPP me Kredi nga Sektori Bankar 2015-2025","date":"August 15, 2025","format":false,"excerpt":"Open Data Albania po hulumton n\u00eb lidhje me nivelin e kreditimit t\u00eb bizneseve Koncesionare dhe PPP nga Banka te Nivelit t\u00eb Dyt\u00eb ne vend. Ky hulumtim p\u00ebrfshin t\u00eb gjitha Bizneset qw zbatojn\u00eb Kontrata dhe Marr\u00ebveshje PPP Koncesion t\u00eb n\u00ebnshkruara q\u00eb nga 2015. 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Aktualisht n\u00eb Shqip\u00ebri operojn\u00eb 11 Banka t\u00eb Nivelit t\u00eb Dyt\u00eb, prej t\u00eb cilave 5\u2026","rel":"","context":"In &quot;Artikuj&quot;","img":{"alt_text":"","src":"https:\/\/i1.wp.com\/ndiqparate.al\/wp-content\/uploads\/2024\/11\/Data.Al_-Pesha-e-seciles-banke-ne-fitimin-total-te-tregut-bankar-2023.png?fit=600%2C371&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]}],"jetpack_shortlink":"https:\/\/wp.me\/pcJP0S-51u","_links":{"self":[{"href":"https:\/\/ndiqparate.al\/index.php?rest_route=\/wp\/v2\/posts\/19312"}],"collection":[{"href":"https:\/\/ndiqparate.al\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ndiqparate.al\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ndiqparate.al\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ndiqparate.al\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=19312"}],"version-history":[{"count":4,"href":"https:\/\/ndiqparate.al\/index.php?rest_route=\/wp\/v2\/posts\/19312\/revisions"}],"predecessor-version":[{"id":21182,"href":"https:\/\/ndiqparate.al\/index.php?rest_route=\/wp\/v2\/posts\/19312\/revisions\/21182"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ndiqparate.al\/index.php?rest_route=\/wp\/v2\/media\/19317"}],"wp:attachment":[{"href":"https:\/\/ndiqparate.al\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=19312"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ndiqparate.al\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=19312"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ndiqparate.al\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=19312"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}