{"id":20210,"date":"2023-11-02T09:18:09","date_gmt":"2023-11-02T09:18:09","guid":{"rendered":"http:\/\/ndiqparate.al\/?p=20210"},"modified":"2024-05-04T08:31:14","modified_gmt":"2024-05-04T08:31:14","slug":"performanca-financiare-e-bankave-te-nivelit-te-dyte-2022-renditja-sipas-fitimit-operativ-total-per-periudhen-2012-2022","status":"publish","type":"post","link":"https:\/\/ndiqparate.al\/?p=20210","title":{"rendered":"Performanca Financiare e Bankave t\u00eb Nivelit t\u00eb Dyt\u00eb 2022, Renditja sipas Fitimit Operativ Total p\u00ebr Periudh\u00ebn 2012-2022"},"content":{"rendered":"\n

Open Data po analizon t\u00eb dh\u00ebnat mbi performanc\u00ebn financiare t\u00eb bankave t\u00eb nivelit t\u00eb dyt\u00eb n\u00eb Shqip\u00ebri p\u00ebr vitin 2022. Artikulli gjithashtu realizon nj\u00eb renditje t\u00eb bankave sipas fitimit operativ total n\u00eb 11 vite, 2012-2022.<\/p>\n\n\n\n

Aktualisht n\u00eb Shqip\u00ebri operojn\u00eb 11 Banka<\/a> t\u00eb Nivelit t\u00eb Dyt\u00eb. P\u00ebr t\u00eb analizuar performanc\u00ebn financiare t\u00eb bankave t\u00eb nivelit t\u00eb dyt\u00eb marren n\u00eb vler\u00ebsim dy tregues t\u00eb fitimit bankar:<\/p>\n\n\n\n

  1. Fitimi\/Humbja para interesave dhe tatimit (EBIT), tregon vler\u00ebn e fitimit bruto pa zbritur interesat dhe detyrimet fiskale mbi fitimin (fitimi operativ).<\/li>
  2. Norma e kthimit t\u00eb kapitalit t\u00eb pun\u00ebsuar (ROCE), tregon eficenc\u00ebn e p\u00ebrdorimit t\u00eb kapitalit t\u00eb shoq\u00ebris\u00eb dhe llogaritet si raport mes EBIT dhe kapitalit t\u00eb angazhuar (pun\u00ebsuar). Nj\u00eb tregues i lart\u00eb i ROCE, tregon se kompania po gjeneron m\u00eb shum\u00eb fitim p\u00ebr \u00e7do lek\u00eb t\u00eb investuar si rezultat i p\u00ebrdorimit efecient t\u00eb kapitalit.<\/li><\/ol>\n\n\n\n

    P\u00ebr vitin 2022, po t\u2019i referohemi fitimit operativ n\u00eb vler\u00eb nominale, Banka me nivel m\u00eb t\u00eb lart\u00eb fitimi \u00ebsht\u00eb Banka Komb\u00ebtare Tregtare<\/a>, rreth 11.1 miliard\u00eb lek\u00eb. Banka e dyt\u00eb, me fitim para interesave dhe tatimit m\u00eb t\u00eb lart\u00eb, rezulton Raiffeissen<\/a> Bank, rreth 4.5 miliard\u00eb lek\u00eb. T\u00eb dy bankat ruajn\u00eb t\u00eb nj\u00ebjt\u00ebn renditje krahasimisht me periudh\u00ebn kontab\u00ebl paraardh\u00ebse.<\/p>\n\n\n\n

    OTP<\/a> Bank Albania pozicionohet n\u00eb vend t\u00eb tret\u00eb, me vler\u00eb fitimi 3.8 miliard\u00eb lek\u00eb. Duke u ngjitur me nj\u00eb pozicion n\u00eb raport me nj\u00eb vit m\u00eb par\u00eb, Banka Amerikane e Investimeve<\/a> (ABI) renditet e kat\u00ebrta me 2.1 miliard\u00eb lek\u00eb fitim vjetor.<\/p>\n\n\n\n

    S\u00eb bashku, BKT, Raiffeissen, OTP dhe ABI, kan\u00eb mbledhur mbi 75% t\u00eb fitimit operativ p\u00ebr vitin 2022 n\u00eb sistemin bankar shqiptar.<\/p>\n\n\n\n