{"id":6224,"date":"2012-02-28T12:03:12","date_gmt":"2012-02-28T12:03:12","guid":{"rendered":""},"modified":"2012-02-28T12:03:12","modified_gmt":"2012-02-28T12:03:12","slug":"qytetaret-per-shkak-te-normes-se-larte-te-pensioneve-nuk-paguajne-as-per-shendetin","status":"publish","type":"post","link":"https:\/\/ndiqparate.al\/?p=6224","title":{"rendered":"Qytetar\u00ebt p\u00ebr shkak t\u00eb norm\u00ebs s\u00eb lart\u00eb t\u00eb pensioneve nuk paguajn\u00eb as p\u00ebr sh\u00ebndetin"},"content":{"rendered":"
Pensionet, t\u00eb ndahen kontributet shoq\u00ebrore nga ato sh\u00ebndet\u00ebsore<\/span><\/p>\n

Sigurimet sh\u00ebndet\u00ebsore n\u00eb Shqip\u00ebri kan\u00eb nj\u00eb norm\u00eb t\u00eb ul\u00ebt, por s\u00ebrish nuk paguhen nga shumica e qytetar\u00ebve. Nj\u00eb arsye e fort\u00eb q\u00eb e shpjegon k\u00ebt\u00eb \u00ebsht\u00eb fakti se sigurimet sh\u00ebndet\u00ebsore paguhen bashk\u00eb me sigurimet shoq\u00ebrore ose kontributin p\u00ebr pension, dhe duke qen\u00eb se norma e pensioneve \u00ebsht\u00eb e lart\u00eb nuk paguhet as kontributi p\u00ebr sh\u00ebndetin. N\u00eb t\u00eb tilla kushte do t\u00eb ishte mir\u00eb q\u00eb k\u00ebto dy lloje sigurimesh t\u00eb paguheshin m\u00eb vete. <\/p>\n

Kontributi sh\u00ebndet\u00ebsor<\/span><\/p>\n

Nisur nga faktor\u00ebt e sip\u00ebrp\u00ebrmendur t\u00eb ardhurat nga kontributet sh\u00ebndet\u00ebsore jan\u00eb ende t\u00eb ul\u00ebta. Problem mbetet edhe norma e ul\u00ebt e sigurimit sh\u00ebndet\u00ebsor n\u00eb vendin ton\u00eb \u00e7ka ndikon n\u00eb m\u00eb pak t\u00eb ardhura. Sipas nj\u00eb hulumtimi t\u00eb b\u00ebr\u00eb nga Open Data Albania<\/span> rezulton se n\u00eb vendin ton\u00eb jo vet\u00ebm q\u00eb masa e kontributeve \u00ebsht\u00eb e ul\u00ebt, por k\u00ebto kontribute as nuk paguhen rregullisht. Por sigurisht q\u00eb situata nd\u00ebr vite ka ardhur duke u p\u00ebrmir\u00ebsuar. \u201cEdhe pse deri n\u00eb vitin 2005 rritja e kontributeve ka qen\u00eb n\u00eb norma relativisht t\u00eb mira, mesatarisht 15%, viti 2007 sh\u00ebnoi nj\u00eb p\u00ebrmir\u00ebsim t\u00eb duksh\u00ebm n\u00eb rritjen e t\u00eb ardhurave t\u00eb ISKSH-s\u00eb, rreth 24% krahasuar me vitin 2006. Ritmet rrit\u00ebse vijuan edhe n\u00eb vitet e tjera.  N\u00eb 2010-n, t\u00eb ardhurat nga sigurimet sh\u00ebndet\u00ebsore ishin 4 her\u00eb m\u00eb t\u00eb larta se sa n\u00eb vitin 2000 dhe 2 her\u00eb m\u00eb t\u00eb larta se sa n\u00eb vitin 2005. N\u00eb p\u00ebrmir\u00ebsimin e treguesve, faktor\u00ebt kryesor\u00eb q\u00eb ndikuan ishin ulja e informalitetit (puna n\u00eb t\u00eb zez\u00eb) dhe rritja e pagave. Megjithat\u00eb, pavar\u00ebsisht shifrave n\u00eb rritje, t\u00eb ardhurat nga kontributet jan\u00eb ende shum\u00eb t\u00eb ul\u00ebta p\u00ebr t\u00eb mund\u00ebsuar nj\u00eb vet\u00ebfinancim t\u00eb funksioneve t\u00eb ISKSH-s\u00eb,\u201d argumenton ODA<\/span> n\u00eb hulumtimin e saj. Nga ana tjet\u00ebr ODA<\/span> vijon duke th\u00ebn\u00eb se si problem kryesor \u00ebsht\u00eb cil\u00ebsuar n\u00eb m\u00ebnyr\u00eb t\u00eb vazhdueshme norma e ul\u00ebt e kontributit t\u00eb sigurimeve sh\u00ebndet\u00ebsore, dhe duke qen\u00eb se ky \u00ebsht\u00eb nj\u00eb vendim politik, pak gjasa ka q\u00eb t\u00eb vendoset p\u00ebr nj\u00eb ndryshim t\u00eb saj p\u00ebr shkak t\u00eb ndikimit t\u00eb publik.<\/p>\n

Pensionet<\/span><\/p>\n

Nj\u00eb moment tjet\u00ebr q\u00eb rezulton shqet\u00ebsues dhe problematik n\u00eb skem\u00ebn e sigurimeve \u00ebsht\u00eb edhe pamund\u00ebsia e derdhjes s\u00eb sigurimeve shoq\u00ebrore. Norma e kontributit t\u00eb sigurimeve shoq\u00ebrore \u00ebsht\u00eb disa her\u00eb m\u00eb e lart\u00eb se ajo e sigurimeve sh\u00ebndet\u00ebsore dhe nd\u00ebrkoh\u00eb, nj\u00eb individ nuk mund t\u00eb zgjedh t\u00eb paguaj\u00eb nj\u00ebr\u00ebn dhe jo tjetr\u00ebn. N\u00eb k\u00ebto kushte, duke u munduar t\u00eb shmang pages\u00ebn e sigurimit shoq\u00ebror, ai shmang edhe pages\u00ebn e sigurimit sh\u00ebndet\u00ebsor, q\u00eb \u00ebsht\u00eb disa her\u00eb m\u00eb e ul\u00ebt se sa ajo e sigurimit shoq\u00ebror.

Korrupsioni<\/span><\/p>\n

Sipas ODA<\/span>-as elementi i tret\u00eb dhe jo pak i r\u00ebnd\u00ebsish\u00ebm q\u00eb ndikon n\u00eb t\u00eb ardhurat e ISKSH-s\u00eb lidhet me pagesat n\u00ebn dor\u00eb dhe besimin e njer\u00ebzve kundrejt sistemit sh\u00ebndet\u00ebsor. N\u00ebse shpenzimet sh\u00ebndet\u00ebsore jan\u00eb t\u00eb ngjashme p\u00ebr personat e siguruar dhe jo t\u00eb siguruar p\u00ebr shkak t\u00eb pagesave n\u00ebn dor\u00eb, kjo do t\u00eb thot\u00eb se skema e sigurimeve nuk i mbron pjes\u00ebmarr\u00ebsit n\u00eb skem\u00eb nga jo pjes\u00ebmarr\u00ebsit. N\u00eb qoft\u00eb se k\u00ebto pagesa do t\u00eb mblidheshin n\u00eb m\u00ebnyr\u00eb institucionale dhe do t\u00eb p\u00ebrdoreshin me efektivitet, do t\u00eb ndihej menj\u00ebher\u00eb p\u00ebrmir\u00ebsimi i cil\u00ebsis\u00eb s\u00eb sh\u00ebrbimit. Varf\u00ebria, mungesa e informacionit, informaliteti i ekonomis\u00eb, etj jan\u00eb disa faktor\u00eb t\u00eb tjer\u00eb q\u00eb japin ndikimin e tyre n\u00eb mbledhjen e ul\u00ebt t\u00eb kontributeve.<\/p>\n

ISKSH<\/span><\/p>\n

Instituti i Sigurimeve t\u00eb Kujdesit Sh\u00ebndet\u00ebsor (ISKSH) \u00ebsht\u00eb nj\u00eb nd\u00ebr institucionet m\u00eb t\u00eb r\u00ebnd\u00ebsishme t\u00eb sistemit sh\u00ebndet\u00ebsor n\u00eb vend. Ai u krijua n\u00eb vitin 1995, pas vendimit t\u00eb qeveris\u00eb shqiptare p\u00ebr t\u00eb nd\u00ebrtuar nj\u00eb sistem financimi t\u00eb sh\u00ebndet\u00ebsis\u00eb t\u00eb mb\u00ebshtetur n\u00eb kontribute dhe me nj\u00eb pagues t\u00eb vet\u00ebm. Fillimisht, ISKSH-ja ofronte sh\u00ebrbimin e rimbursimit t\u00eb nj\u00eb numri barnash, por nd\u00ebrkoh\u00eb ishte projektuar me iden\u00eb q\u00eb hap pas hapi t\u00eb ofronte gjithmon\u00eb e m\u00eb shum\u00eb sh\u00ebrbime. Domosdoshm\u00ebria e nd\u00ebrmarrjes s\u00eb reformave n\u00eb sh\u00ebrbimin sh\u00ebndet\u00ebsor ka q\u00ebndruar pezull si hije p\u00ebr qeverit\u00eb shqiptare dhe p\u00ebr gati 10 vjet shum\u00eb pak nisma konkrete u nd\u00ebrmor\u00ebn. Bazuar n\u00eb Statutin e saj, ISKSH, siguron burime financimi nga: kontributet e t\u00eb siguruarve, Buxheti i Shtetit, donacionet dhe t\u00eb ardhurat e tjera. Duke qen\u00eb se t\u00eb ardhurat nga kontributet e detyrueshme dhe vullnetare jan\u00eb shum\u00eb t\u00eb ul\u00ebta p\u00ebr p\u00ebrballimin e funksioneve q\u00eb kryen ISKSH, ai financohet nga Buxhetit i Shtetit p\u00ebr plot\u00ebsimin e k\u00ebtij boshll\u00ebku.<\/p>\n

\"\"\n <\/div>\n

\n<\/div>\n","protected":false},"excerpt":{"rendered":"

Pensionet, t\u00eb ndahen kontributet shoq\u00ebrore nga ato sh\u00ebndet\u00ebsore Sigurimet sh\u00ebndet\u00ebsore n\u00eb Shqip\u00ebri kan\u00eb nj\u00eb norm\u00eb t\u00eb ul\u00ebt, por s\u00ebrish nuk paguhen nga shumica e qytetar\u00ebve. Nj\u00eb arsye e fort\u00eb q\u00eb e shpjegon k\u00ebt\u00eb \u00ebsht\u00eb fakti se sigurimet sh\u00ebndet\u00ebsore paguhen bashk\u00eb me sigurimet shoq\u00ebrore ose kontributin p\u00ebr pension, dhe duke qen\u00eb se norma e pensioneve \u00ebsht\u00eb e lart\u00eb nuk paguhet as kontributi p\u00ebr sh\u00ebndetin. N\u00eb t\u00eb… <\/p>\n","protected":false},"author":18,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false},"categories":[53,41],"tags":[],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack-related-posts":[],"jetpack_shortlink":"https:\/\/wp.me\/pcJP0S-1Co","_links":{"self":[{"href":"https:\/\/ndiqparate.al\/index.php?rest_route=\/wp\/v2\/posts\/6224"}],"collection":[{"href":"https:\/\/ndiqparate.al\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ndiqparate.al\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ndiqparate.al\/index.php?rest_route=\/wp\/v2\/users\/18"}],"replies":[{"embeddable":true,"href":"https:\/\/ndiqparate.al\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=6224"}],"version-history":[{"count":0,"href":"https:\/\/ndiqparate.al\/index.php?rest_route=\/wp\/v2\/posts\/6224\/revisions"}],"wp:attachment":[{"href":"https:\/\/ndiqparate.al\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=6224"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ndiqparate.al\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=6224"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ndiqparate.al\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=6224"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}