{"id":6247,"date":"2012-02-28T12:03:12","date_gmt":"2012-02-28T12:03:12","guid":{"rendered":""},"modified":"2012-02-28T12:03:12","modified_gmt":"2012-02-28T12:03:12","slug":"shendetesi-shqiptare-paguajne-nga-xhepi","status":"publish","type":"post","link":"https:\/\/ndiqparate.al\/?p=6247","title":{"rendered":"Sh\u00ebndet\u00ebsi, shqiptar\u00eb paguajn\u00eb nga xhepi"},"content":{"rendered":"
Tiran\u00eb – Sektori publik mbulon vet\u00ebm 40 p\u00ebr qind t\u00eb shpenzimeve n\u00eb sh\u00ebndet\u00ebsi, pjesa tjet\u00ebr mbulohet nga sektori privat. Instituti i Sigurimeve t\u00eb Kujdesit Sh\u00ebndet\u00ebsor mbulon vet\u00ebm 45 p\u00ebr qind t\u00eb shpenzimeve p\u00ebr sh\u00ebndet\u00ebsin\u00eb t\u00eb familjeve shqiptare.<\/p>\n

M\u00eb t\u00eb goditur nga kjo gj\u00eb jan\u00eb grupet me nivel t\u00eb ul\u00ebt t\u00eb ardhurash. P\u00ebr sistemin finaciar q\u00eb ka zgjedhur Shqip\u00ebria p\u00ebr sh\u00ebndet\u00ebsin\u00eb pritej q\u00eb sektori publik t\u00eb kishte nj\u00eb prevalenc\u00eb m\u00eb t\u00eb lart\u00eb. Sipas informacionit t\u00eb publikuar nga Open Data Albania<\/span> n\u00eb raportin midis financimit privat dhe atij publik, duket se sektori privat z\u00eb pesh\u00ebn m\u00eb t\u00eb madhe.<\/p>\n

Pra, shqiptar\u00ebt paguajn\u00eb m\u00eb shum\u00eb vet\u00eb nga xhepi i tyre p\u00ebr sh\u00ebndetin se sa sh\u00ebrbimet q\u00eb financon shteti. Sipas nj\u00eb krahasimi nga viti 2005 n\u00eb vitin 2009, sektori publik mbulon vet\u00ebm 40% t\u00eb shpenzimeve totale, gj\u00eb q\u00eb shpie n\u00eb pabarazi t\u00eb p\u00ebrfitimit t\u00eb kujdesit sh\u00ebndet\u00ebsor.<\/p>\n

Kjo godet akoma m\u00eb tej grupet me nivel t\u00eb ul\u00ebt t\u00eb ardhurash pasi ato kan\u00eb me pak mund\u00ebsi p\u00ebr t\u00eb p\u00ebrballuar vet\u00eb shpenzimet sh\u00ebndet\u00ebsore.<\/p>\n

N\u00ebse k\u00ebtu do t\u00eb p\u00ebrfshiheshin edhe pagesat informale t\u00eb kryera nga individ\u00ebt, shifrat do t\u00eb p\u00ebrkeq\u00ebsoheshin akoma m\u00eb shum\u00eb. N\u00eb fakt, sondazhet n\u00ebp\u00ebr familje tregojn\u00eb se vet\u00ebm 40-45% e popullsis\u00eb mbulohet efektivisht nga ISKSH, q\u00eb do t\u00eb thot\u00eb se pjesa tjet\u00ebr paguan drejp\u00ebrs\u00ebdrejti p\u00ebr sh\u00ebrbimet e p\u00ebrfituara.<\/p>\n

Sektori privat p\u00ebrfshin pagesat direkte \u201cout-of-pocket\u201d t\u00eb kryera nga individ\u00ebt, sigurimet private, dhuratat e bamir\u00ebsis\u00eb dhe pagesat direkte t\u00eb sh\u00ebrbimeve t\u00eb organizatave private q\u00eb iu sh\u00ebrbejn\u00eb individ\u00ebve (psh OJF-t\u00eb).<\/p>\n

Nd\u00ebrsa shpenzimet e sektorit publik jan\u00eb shpenzimet korrente dhe kapitale, t\u00eb financuara nga buxhetet e qeveris\u00eb q\u00ebndrore apo lokale, huat\u00eb e marra jasht\u00eb vendit apo grantet si dhe nga kontributet e sigurimit sh\u00ebndet\u00ebsor.<\/p>\n

Ritmi i rritjes s\u00eb shpenzimeve totale t\u00eb sh\u00ebndet\u00ebsis\u00eb ka qen\u00eb shum\u00eb i lart\u00eb deri n\u00eb vitin 2000, mesatarisht 34%. Edhe p\u00ebrqindja ndaj PBB-s\u00eb n\u00eb periudh\u00ebn 1995-2000 ka pasur rit\u00ebm rritjeje m\u00eb t\u00eb lart\u00eb, duke u 2-fishuar nga 3.21% n\u00eb 1995-n, n\u00eb 6.35% n\u00eb 2000-n.<\/p>\n

Viti 2004 ka sh\u00ebnuar s\u00ebrisht nj\u00eb shk\u00ebputje t\u00eb ecuris\u00eb, duke sh\u00ebnuar rritje 20% t\u00eb shpenzimeve totale t\u00eb sh\u00ebndet\u00ebsis\u00eb,  krahasuar me vitin 2003 dhe pesha ndaj PBB-s\u00eb shkoi n\u00eb 6.88%, nivel i cili mesatarisht \u00ebsht\u00eb ruajtuar edhe p\u00ebr vitet n\u00eb vijim. Ky nivel \u00ebsht\u00eb i krahasuesh\u00ebm me Vendet me t\u00eb Ardhura t\u00eb Ulta dhe t\u00eb Mesme.<\/p>\n

Shpenzimet totale p\u00ebr sh\u00ebndet\u00ebsin\u00eb llogariten si shuma e shpenzimeve publike dhe private t\u00eb b\u00ebra p\u00ebr sh\u00ebndet\u00ebsin\u00eb. Ato mbulojn\u00eb sh\u00ebrbimet sh\u00ebndet\u00ebsore, aktivitetet e planifikimit familjar, ndihmat emergjente p\u00ebr sh\u00ebndetin, etj. T\u00eb dy sektor\u00ebt kan\u00eb nj\u00eb pesh\u00eb jo t\u00eb vog\u00ebl ndaj totalit t\u00eb shpenzimeve p\u00ebr sh\u00ebndet\u00ebsin\u00eb, edhe pse me sistemin e financimit t\u00eb sh\u00ebndet\u00ebsis\u00eb q\u00eb ka zgjedhur Shqip\u00ebria, duhet t\u00eb kishte nj\u00eb prevalenc\u00eb t\u00eb shpenzimeve publike.\n<\/div>\n","protected":false},"excerpt":{"rendered":"

Tiran\u00eb – Sektori publik mbulon vet\u00ebm 40 p\u00ebr qind t\u00eb shpenzimeve n\u00eb sh\u00ebndet\u00ebsi, pjesa tjet\u00ebr mbulohet nga sektori privat. Instituti i Sigurimeve t\u00eb Kujdesit Sh\u00ebndet\u00ebsor mbulon vet\u00ebm 45 p\u00ebr qind t\u00eb shpenzimeve p\u00ebr sh\u00ebndet\u00ebsin\u00eb t\u00eb familjeve shqiptare. M\u00eb t\u00eb goditur nga kjo gj\u00eb jan\u00eb grupet me nivel t\u00eb ul\u00ebt t\u00eb ardhurash. P\u00ebr sistemin finaciar q\u00eb ka zgjedhur Shqip\u00ebria p\u00ebr sh\u00ebndet\u00ebsin\u00eb pritej q\u00eb sektori publik t\u00eb… <\/p>\n","protected":false},"author":18,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false},"categories":[53,41],"tags":[],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack-related-posts":[{"id":24847,"url":"https:\/\/ndiqparate.al\/?p=24847","url_meta":{"origin":6247,"position":0},"title":"PPP-t\u00eb: Nga ambicia p\u00ebr investime te realiteti i munges\u00ebs s\u00eb llogaridh\u00ebnies","date":"October 15, 2025","format":false,"excerpt":"N\u00eb vend q\u00eb t\u00eb sh\u00ebrbejn\u00eb si mjet p\u00ebr t\u00eb rritur efikasitetin e sh\u00ebrbimeve publike, shum\u00eb prej PPP-ve t\u00eb zbatuara gjat\u00eb dekad\u00ebs s\u00eb fundit jan\u00eb shoq\u00ebruar me dyshime t\u00eb thella dhe evidenca konkrete q\u00eb tregojn\u00eb devijimin e tyre nga standardet e qeverisjes s\u00eb mir\u00eb. PPP-t\u00eb n\u00eb Shqip\u00ebri kan\u00eb kaluar nga nj\u00eb\u2026","rel":"","context":"In "ODA njoftime n\u00eb shtyp"","img":{"alt_text":"","src":"https:\/\/i2.wp.com\/ndiqparate.al\/wp-content\/uploads\/2025\/10\/images-1.jpeg?fit=576%2C348&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]},{"id":22189,"url":"https:\/\/ndiqparate.al\/?p=22189","url_meta":{"origin":6247,"position":1},"title":"Biznesi, Vler\u00ebsimi i Sistemit Komb\u00ebtar t\u00eb Integritetit 2023","date":"May 1, 2024","format":false,"excerpt":"N\u00eb k\u00ebt\u00eb artikull po zbardhim rezultate dhe rekomandime p\u00ebr Biznesin, t\u00eb b\u00ebra n\u00eb Raportin Vler\u00ebsimi i Sistemit Komb\u00ebtar\u00eb t\u00eb Integritetit. Ky raport p\u00ebr Shqip\u00ebrin\u00eb N\u00ebntor 2023 \u00ebsht\u00eb realizuar nga Instituti p\u00ebr Demokraci dhe Nd\u00ebrmjet\u00ebsim IDM si pjes\u00eb e projektit t\u00eb Transparency International TI, \u201cEU4 Rule of Law: Citizen Engagement for\u2026","rel":"","context":"In "Artikuj ODA"","img":{"alt_text":"","src":"https:\/\/i0.wp.com\/ndiqparate.al\/wp-content\/uploads\/2024\/07\/Data.Al_-Biznesi-Vleresimi-sipas-Sistemit-Kombetar-te-Integritetit-2023.png?fit=600%2C371&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]},{"id":22744,"url":"https:\/\/ndiqparate.al\/?p=22744","url_meta":{"origin":6247,"position":2},"title":"Dh\u00ebnie mendimi gjat\u00eb Konsultimit Publik t\u00eb Draft Strategjis\u00eb Nd\u00ebr Sektoriale Kund\u00ebr Korrupsionit 2024 \u2013 2030","date":"September 1, 2024","format":false,"excerpt":"N\u00eb p\u00ebrgjigje t\u00eb Ftes\u00ebs s\u00eb Ministris\u00eb s\u00eb Shtetit p\u00ebr Administrat\u00ebn Publike dhe Antikorrupsionin, p\u00ebr pjes\u00ebmarrje n\u00eb Konsultim Publik t\u00eb Draft \u2013 Strategjis\u00eb Komb\u00ebtare Antikorrupson, lancuar n\u00eb Korrik 2024, organziata AIS mori pjes\u00eb n\u00eb Takimin me Shoq\u00ebrin\u00eb Civile dhe adresoi gjithashtu me shkrim sugjerime dhe dh\u00ebnie mendimi. Duke vler\u00ebsuar dokumentin e\u2026","rel":"","context":"In "ODA njoftime n\u00eb shtyp"","img":{"alt_text":"","src":"https:\/\/i1.wp.com\/ndiqparate.al\/wp-content\/uploads\/2024\/10\/img.png?fit=1200%2C764&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]},{"id":24492,"url":"https:\/\/ndiqparate.al\/?p=24492","url_meta":{"origin":6247,"position":3},"title":"Financimi i Koncesioneve dhe PPP me Kredi nga Sektori Bankar 2015-2025","date":"August 15, 2025","format":false,"excerpt":"Open Data Albania po hulumton n\u00eb lidhje me nivelin e kreditimit t\u00eb bizneseve Koncesionare dhe PPP nga Banka te Nivelit t\u00eb Dyt\u00eb ne vend. Ky hulumtim p\u00ebrfshin t\u00eb gjitha Bizneset qw zbatojn\u00eb Kontrata dhe Marr\u00ebveshje PPP Koncesion t\u00eb n\u00ebnshkruara q\u00eb nga 2015. P\u00ebr periudh\u00ebn 2015-2023, rezultojn\u00eb t\u00eb n\u00ebnshkruara 47 kontrata\u2026","rel":"","context":"In "Artikuj ODA"","img":{"alt_text":"","src":"https:\/\/i1.wp.com\/ndiqparate.al\/wp-content\/uploads\/2025\/08\/Data.Al_-Financimi-me-kredi-nga-Sektori-Bankar-i-Koncesioneve-PPP-2015-2023-vlera-ne-Leke.png?fit=666%2C371&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]},{"id":25424,"url":"https:\/\/ndiqparate.al\/?p=25424","url_meta":{"origin":6247,"position":4},"title":"AIS i drejtohet Kuvendit me sugjerime p\u00ebr Projektligjin p\u00ebr Financimin e Partive Politike","date":"April 17, 2026","format":false,"excerpt":"Organizata AIS\/Open Data Albania i ka p\u00ebrcjell\u00eb Komisionit p\u00ebr Reform\u00ebn Zgjedhore n\u00eb Kuvendin e Shqip\u00ebris\u00eb sugjerime dhe komente mbi Projektligjin \u201cP\u00ebr Financimin e Partive Politike\u201d, t\u00eb publikuar p\u00ebr konsultim publik m\u00eb 1 prill 2026. N\u00eb shkres\u00ebn e dat\u00ebs 15 prill 2026, AIS vler\u00ebson iniciativ\u00ebn p\u00ebr hartimin e nj\u00eb kuadri t\u00eb\u2026","rel":"","context":"In "ODA njoftime n\u00eb shtyp"","img":{"alt_text":"","src":"https:\/\/i0.wp.com\/ndiqparate.al\/wp-content\/uploads\/2026\/07\/imazh-4.png?fit=1200%2C675&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]},{"id":25222,"url":"https:\/\/ndiqparate.al\/?p=25222","url_meta":{"origin":6247,"position":5},"title":"Shqip\u00ebria b\u00ebhet pjes\u00eb e Open Tender Evrop\u00eb, BigData p\u00ebr Prokurime Publike 2010 - 2026","date":"April 30, 2026","format":false,"excerpt":"Organizata AIS \/ Open Data Albania, n\u00eb partneritet me nj\u00eb ekip Europian organizatash dhe institucionesh q\u00eb veprojn\u00eb n\u00eb fush\u00ebn e antikorrupsionit, po kontribuon p\u00ebr vler\u00ebsimin e prokurimeve publike n\u00eb Shqip\u00ebri sipas standardeve t\u00eb vendeve t\u00eb Bashkimit Europian. Open Tender Evrop\u00eb, nj\u00eb nga platformat m\u00eb t\u00eb njohura n\u00eb Bashkimin Europian p\u00ebr\u2026","rel":"","context":"In "ODA njoftime n\u00eb shtyp"","img":{"alt_text":"","src":"https:\/\/i2.wp.com\/ndiqparate.al\/wp-content\/uploads\/2026\/05\/Screenshot_30-4-2026_18242_opentender.eu_.jpeg?fit=1200%2C444&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]}],"jetpack_shortlink":"https:\/\/wp.me\/pcJP0S-1CL","_links":{"self":[{"href":"https:\/\/ndiqparate.al\/index.php?rest_route=\/wp\/v2\/posts\/6247"}],"collection":[{"href":"https:\/\/ndiqparate.al\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ndiqparate.al\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ndiqparate.al\/index.php?rest_route=\/wp\/v2\/users\/18"}],"replies":[{"embeddable":true,"href":"https:\/\/ndiqparate.al\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=6247"}],"version-history":[{"count":0,"href":"https:\/\/ndiqparate.al\/index.php?rest_route=\/wp\/v2\/posts\/6247\/revisions"}],"wp:attachment":[{"href":"https:\/\/ndiqparate.al\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=6247"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ndiqparate.al\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=6247"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ndiqparate.al\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=6247"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}