{"id":6261,"date":"2012-02-28T12:03:12","date_gmt":"2012-02-28T12:03:12","guid":{"rendered":""},"modified":"2012-02-28T12:03:12","modified_gmt":"2012-02-28T12:03:12","slug":"sistemi-bankare-ne-kosove-kapitali-vendas-i-diskriminuar","status":"publish","type":"post","link":"https:\/\/ndiqparate.al\/?p=6261","title":{"rendered":"Sistemi bankar\u00eb n\u00eb Kosov\u00eb, kapitali vendas i &#8216;diskriminuar&#8217;"},"content":{"rendered":"<div style=\"text-align: justify;\">Sistemi bankar kosovar \u00ebsht\u00eb nj\u00eb sistem relativisht i ri, por q\u00eb pas vitit 1999, ka shfaqur nj\u00eb zhvillim t\u00eb shpejt\u00eb. <span style=\"color: rgb(3, 28, 255); font-weight: bold;\">Open Data Albania<\/span> ka kryer nj\u00eb hulumtim mbi sistemin bankar n\u00eb Kosov\u00eb, bazuar n\u00eb t\u00eb dh\u00ebnat e Bank\u00ebs Q\u00ebndrore t\u00eb Republik\u00ebs s\u00eb Kosov\u00ebs. I gjith\u00eb sistemi bankar kosovar \u00ebsht\u00eb i privatizuar, dhe pjesa m\u00eb e madhe e kapitalit zot\u00ebrohet nga entitete t\u00eb huaja (6 nga 8 banka). <\/p>\n<p>Numri i bankave t\u00eb huaja \u00ebsht\u00eb rritur ve\u00e7an\u00ebrisht n\u00eb 2008, kur u shtuan edhe 2 banka t\u00eb reja.&nbsp; Gjithashtu bankat me kapital t\u00eb huaj kan\u00eb edhe pjes\u00ebn m\u00eb t\u00eb madhe t\u00eb aktiveve t\u00eb sistemit (rreth 90%), nd\u00ebrkoh\u00eb q\u00eb bankat me kapital vendas z\u00ebn\u00eb vet\u00ebm 10% t\u00eb totalit t\u00eb aktiveve. Vlera totale e aktiveve t\u00eb sektorit bankar n\u00eb Kosov\u00eb n\u00eb fund t\u00eb vitit 2009 vler\u00ebsohet n\u00eb rreth 2.2 miliard\u00eb Euro, duke paraqitur nj\u00eb rritje vjetore prej 21.9% (krahasuar me nj\u00eb vit m\u00eb par\u00eb). <\/p>\n<p>Bazuar n\u00eb k\u00ebto t\u00eb dh\u00ebna vler\u00ebsohet se aktivet e sistemit bankar jan\u00eb rreth 56.5% t\u00eb Produktit t\u00eb Brendsh\u00ebm Bruto. Pjes\u00ebn m\u00eb t\u00eb madhe t\u00eb aktiveve t\u00eb sistemit bankar e p\u00ebrb\u00ebjn\u00eb kredit\u00eb (58.5%).<\/p>\n<p>Nd\u00ebrkoh\u00eb n\u00eb krahun e pasivit, depozitat kan\u00eb pesh\u00ebn m\u00eb t\u00eb madhe (rreth 79%), nd\u00ebrkoh\u00eb q\u00eb kapitali aksioner z\u00eb rreth 9.3% t\u00eb totalit. Krahasuar me vitin 2009, vlera totale e depozitave \u00ebsht\u00eb rritur me rreth 21% nga viti paraardh\u00ebs. Nj\u00eb nd\u00ebr problemet potenciale t\u00eb sistemit bankar n\u00eb Kosov\u00eb \u00ebsht\u00eb p\u00ebrq\u00ebndrimi i aktivitetit n\u00eb dy banka: Procredit Bank dhe Raiffeisen Bank Kosovo, t\u00eb cilat s\u00ebbashku kan\u00eb rreth 65% t\u00eb aktiveve totale, gj\u00eb q\u00eb ndikon negativisht n\u00eb konkurrenc\u00ebn e sistemit bankar.\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Sistemi bankar kosovar \u00ebsht\u00eb nj\u00eb sistem relativisht i ri, por q\u00eb pas vitit 1999, ka shfaqur nj\u00eb zhvillim t\u00eb shpejt\u00eb. Open Data Albania ka kryer nj\u00eb hulumtim mbi sistemin bankar n\u00eb Kosov\u00eb, bazuar n\u00eb t\u00eb dh\u00ebnat e Bank\u00ebs Q\u00ebndrore t\u00eb Republik\u00ebs s\u00eb Kosov\u00ebs. I gjith\u00eb sistemi bankar kosovar \u00ebsht\u00eb i privatizuar, dhe pjesa m\u00eb e madhe e kapitalit zot\u00ebrohet nga entitete t\u00eb huaja (6 nga&hellip; <\/p>\n","protected":false},"author":18,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false},"categories":[53,41],"tags":[],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack-related-posts":[],"jetpack_shortlink":"https:\/\/wp.me\/pcJP0S-1CZ","_links":{"self":[{"href":"https:\/\/ndiqparate.al\/index.php?rest_route=\/wp\/v2\/posts\/6261"}],"collection":[{"href":"https:\/\/ndiqparate.al\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ndiqparate.al\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ndiqparate.al\/index.php?rest_route=\/wp\/v2\/users\/18"}],"replies":[{"embeddable":true,"href":"https:\/\/ndiqparate.al\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=6261"}],"version-history":[{"count":0,"href":"https:\/\/ndiqparate.al\/index.php?rest_route=\/wp\/v2\/posts\/6261\/revisions"}],"wp:attachment":[{"href":"https:\/\/ndiqparate.al\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=6261"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ndiqparate.al\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=6261"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ndiqparate.al\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=6261"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}