{"id":6335,"date":"2012-02-28T12:03:12","date_gmt":"2012-02-28T12:03:12","guid":{"rendered":""},"modified":"2022-05-06T09:32:09","modified_gmt":"2022-05-06T09:32:09","slug":"tregu-i-sigurimeve-sipas-kategorise-se-sigurimit","status":"publish","type":"post","link":"https:\/\/ndiqparate.al\/?p=6335","title":{"rendered":"Tregu i Sigurimeve Sipas Kategoris\u00eb s\u00eb Sigurimit"},"content":{"rendered":"<p>Open Data Albania ka kryer nj\u00eb hulumtim mbi tregun e sigurimeve sipas<br>\nkategoris\u00eb s\u00eb sigurimit n\u00eb Shqip\u00ebri. Raporti bazohet n\u00eb t\u00eb dh\u00ebnat e AMF<br>\n(Autoriteti i Mbik\u00ebqyrjes Financiare).<\/p>\n<p>Tregu i sigurimeve \u00ebsht\u00eb nj\u00eb pjes\u00eb tep\u00ebr e r\u00ebnd\u00ebsishme e sistemit<br>\nfinanciar. N\u00eb t\u00eb p\u00ebrfshihen shoq\u00ebrit\u00eb private dhe shtet\u00ebrore t\u00eb cilat<br>\nrealizojn\u00eb procesin e sigurimit t\u00eb individ\u00ebve apo bizneseve. P\u00ebr t\u00eb<br>\np\u00ebrfituar nga ky sh\u00ebrbim individ\u00ebt dhe bizneset paguajn\u00eb prime sigurimi<br>\np\u00ebr t\u2019u mbrojtur nga nj\u00eb ngjarje specifike, dhe n\u00eb rast t\u00eb ndodhjes s\u00eb<br>\nngjarjes, p\u00ebrfitojn\u00eb nj\u00eb shum\u00eb t\u00eb caktuar q\u00eb n\u00eb fillim nga kontrata me<br>\nshoq\u00ebrin\u00eb e sigurimit.<br>Sigurimi i jet\u00ebs, i ofrohet individ\u00ebve dhe n\u00eb rast t\u00eb vdekjes s\u00eb tyre<br>\nnj\u00eb individ tjet\u00ebr i p\u00ebrcaktuar nga i siguruari p\u00ebrfiton nj\u00eb shum\u00eb sipas<br>\n kontrat\u00ebs. <br>Sigurimi i jo-jet\u00ebs p\u00ebrfshin gjith\u00eb sh\u00ebrbimet e sigurimit t\u00eb cilat nuk<br>\np\u00ebrfshihen n\u00eb sigurimin e jet\u00ebs (si sigurimi i pasurive t\u00eb paluajtshme,<br>\nsigurimi i sh\u00ebndetit, i automjeteve etj).<\/p>\n<p>Gjat\u00eb 2010 tregu i sigurimeve sipas kategoris\u00eb s\u00eb sigurimit ndahet sipas grafikut t\u00eb m\u00ebposht\u00ebm:<br> \n<script type=\"text\/javascript\" src=\"http:\/\/ajax.googleapis.com\/ajax\/static\/modules\/gviz\/1.0\/chart.js\">{\"dataSourceUrl\":\"\/\/spreadsheets.google.com\/spreadsheet\/tq?key=0AhuowaCxiO_TdG5XOFl1RjBHeWxVdlJpOVdRWTJUMUE&transpose=0&headers=-1&range=A2%3AB11&gid=0&pub=1\",\"options\":{\"fontColor\":\"#fff\",\"midColor\":\"#36c\",\"backgroundColor\":\"#FFFFFF\",\"pointSize\":0,\"headerColor\":\"#3d85c6\",\"headerHeight\":40,\"is3D\":false,\"wmode\":\"opaque\",\"hAxis\":{\"maxAlternation\":1},\"title\":\"Primet e Shkruara Bruto te Sigurimit t\\u00eb Jo-Jet\\u00ebs (ne mije lek)\\t\",\"height\":371,\"mapType\":\"hybrid\",\"showTip\":true,\"displayAnnotations\":true,\"dataMode\":\"markers\",\"colors\":[\"#3366CC\",\"#DC3912\",\"#FF9900\",\"#109618\",\"#990099\",\"#0099C6\",\"#DD4477\",\"#66AA00\",\"#B82E2E\",\"#316395\"],\"smoothLine\":false,\"width\":600,\"maxColor\":\"#222\",\"lineWidth\":2,\"labelPosition\":\"right\",\"fontSize\":\"14px\",\"hasLabelsColumn\":true,\"maxDepth\":2,\"legend\":\"right\",\"allowCollapse\":true,\"minColor\":\"#ccc\"},\"state\":{},\"chartType\":\"PieChart\",\"chartName\":\"Chart 1\"}<br \/>\n<\/script><br><sup>Burimi: AMF<br>Komentet dhe Analiza: ODA<\/sup><\/p>\n<p>N\u00eb 2010, n\u00eb tregun e sigurimit t\u00eb jo-jet\u00ebs, pesh\u00ebn m\u00eb t\u00eb madhe e z\u00eb<br>\nsigurimi i mjeteve motorrike ndaj pal\u00ebve t\u00eb treta (sigurimi i<br>\ndetyruesh\u00ebm), me nj\u00eb shum\u00eb primi t\u00eb paguar prej 4.26 miliard\u00eb lek. Z\u00ebri i<br>\n dyt\u00eb m\u00eb i r\u00ebnd\u00ebsish\u00ebm \u00ebsht\u00eb sigurimi nga zjarri dhe forcat e natyr\u00ebs<br>\n(me nj\u00eb shum\u00eb primi 927 milion\u00eb lek). <br> \n<script type=\"text\/javascript\" src=\"http:\/\/ajax.googleapis.com\/ajax\/static\/modules\/gviz\/1.0\/chart.js\">{\"dataSourceUrl\":\"\/\/spreadsheets.google.com\/spreadsheet\/tq?key=0AhuowaCxiO_TdG5XOFl1RjBHeWxVdlJpOVdRWTJUMUE&transpose=0&headers=-1&range=A1%3AB4&gid=1&pub=1\",\"options\":{\"fontColor\":\"#fff\",\"midColor\":\"#36c\",\"pointSize\":0,\"backgroundColor\":\"#FFFFFF\",\"headerColor\":\"#3d85c6\",\"headerHeight\":40,\"is3D\":false,\"wmode\":\"opaque\",\"hAxis\":{\"maxAlternation\":1},\"title\":\"Primet e Shkruara Bruto te Sigurimit t\\u00eb Jet\\u00ebs (ne mije lek)\",\"mapType\":\"hybrid\",\"showTip\":true,\"displayAnnotations\":true,\"dataMode\":\"markers\",\"colors\":[\"#3366CC\",\"#DC3912\",\"#FF9900\",\"#109618\",\"#990099\",\"#0099C6\",\"#DD4477\",\"#66AA00\",\"#B82E2E\",\"#316395\"],\"smoothLine\":false,\"maxColor\":\"#222\",\"lineWidth\":2,\"labelPosition\":\"right\",\"fontSize\":\"14px\",\"hasLabelsColumn\":true,\"maxDepth\":2,\"legend\":\"right\",\"allowCollapse\":true,\"minColor\":\"#ccc\",\"width\":600,\"height\":371},\"state\":{},\"chartType\":\"PieChart\",\"chartName\":\"Chart 2\"}<br \/>\n<\/script><br><sup>Burimi: AMF<br>Komentet dhe Analiza: ODA<\/sup><\/p>\n<p>Nd\u00ebrkoh\u00eb n\u00eb tregun e sigurimit t\u00eb jet\u00ebs, z\u00ebri kryesor lidhet me<br>\nsigurimin e jet\u00ebs s\u00eb debitor\u00ebve1 (me nj\u00eb shum\u00eb primi prej 554 milion\u00eb<br>\nlek). Gjithashtu vihet re nj\u00eb rritje e vazhdueshme e sigurimit t\u00eb jet\u00ebs<br>\nn\u00eb udh\u00ebtim, me nj\u00eb shum\u00eb prej 28.5 milion\u00eb lek n\u00eb 2010, dhe 13.9 milion\u00eb<br>\n lek vet\u00ebm n\u00eb 4 muajt e par\u00eb t\u00eb vitit 2011. Rritja e k\u00ebsaj kategorie<br>\npritet t\u00eb vazhdoj\u00eb p\u00ebr shkak t\u00eb liberalizimit t\u00eb vizave, q\u00eb ka shtuar<br>\nk\u00ebrkes\u00ebn p\u00ebr udh\u00ebtime n\u00eb Evrop\u00eb.<\/p>\n<p>N\u00eb raportin total, sigurimi i detyruesh\u00ebm z\u00eb nj\u00eb pesh\u00eb m\u00eb t\u00eb madhe t\u00eb<br>\nsigurimeve n\u00eb Shqip\u00ebri (58% n\u00eb 2010), kundrejt sigurimit vullnetar<br>\n(42%).<\/p>\n<p style=\"text-align: justify;\">Tregu i sigurimeve \u00ebsht\u00eb shum\u00eb i r\u00ebnd\u00ebsish\u00ebm sepse lejon kalimin e<br>\nrreziqeve nga nj\u00eb pal\u00eb tek nj\u00eb tjet\u00ebr. Pra individ\u00ebt dhe bizneset q\u00eb nuk<br>\n duan t\u00eb mbajn\u00eb rrezik, mund t\u2019ja kalojn\u00eb at\u00eb nj\u00eb shoq\u00ebrie sigurimi. Ky<br>\n\u00ebsht\u00eb nj\u00eb funksion thelb\u00ebsor p\u00ebr funksionimin e mir\u00eb t\u00eb nj\u00eb tregu<br>\nekonomik dhe financiar n\u00eb nj\u00eb vend.<\/p>\n\n\n<b>Komente dhe Analiza: <\/b> Open Data Albania<br>\n<b>Kontribuoi:<\/b> R.E\n<style>\np{\ntext-align: justify !important;\n}\n<\/style>\n","protected":false},"excerpt":{"rendered":"<p>Open Data Albania ka kryer nj\u00eb hulumtim mbi tregun e sigurimeve sipas kategoris\u00eb s\u00eb sigurimit n\u00eb Shqip\u00ebri. Raporti bazohet n\u00eb t\u00eb dh\u00ebnat e AMF (Autoriteti i Mbik\u00ebqyrjes Financiare). Tregu i sigurimeve \u00ebsht\u00eb nj\u00eb pjes\u00eb tep\u00ebr e r\u00ebnd\u00ebsishme e sistemit financiar. N\u00eb t\u00eb p\u00ebrfshihen shoq\u00ebrit\u00eb private dhe shtet\u00ebrore t\u00eb cilat realizojn\u00eb procesin e sigurimit t\u00eb individ\u00ebve apo bizneseve. P\u00ebr t\u00eb p\u00ebrfituar nga ky sh\u00ebrbim individ\u00ebt dhe&hellip; <\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false},"categories":[39],"tags":[],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack-related-posts":[{"id":24652,"url":"https:\/\/ndiqparate.al\/?p=24652","url_meta":{"origin":6335,"position":0},"title":"Detyrimet Financiare t\u00eb Shtetit Shqiptar nga Vendimet e Gjykat\u00ebs s\u00eb t\u00eb Drejtave t\u00eb Njeriut n\u00eb Strasburg 2015 - 2024","date":"October 1, 2025","format":false,"excerpt":"Open Data Albania po analizon detyrimet financiare t\u00eb shtetit shqiptar q\u00eb rrjedhin nga vendimet e Gjykat\u00ebs Evropiane p\u00ebr t\u00eb Drejtat e Njeriut (GJEDNJ) n\u00eb Strasburg, p\u00ebr periudh\u00ebn 2015 - 2024. 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Open Data Albania po zbardh list\u00ebn e institucioneve buxhetore q\u00eb kan\u00eb\u2026","rel":"","context":"In &quot;Artikuj&quot;","img":{"alt_text":"","src":"https:\/\/i1.wp.com\/ndiqparate.al\/wp-content\/uploads\/2025\/04\/Data.Al_-Thesar-2024.-Pagesa-te-10-Institucioneve-me-vlere-me-te-larte-Transaksione-Thesari-2024-Strukture-sipas-Perfituesve-kryesor.png?fit=794%2C641&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]}],"jetpack_shortlink":"https:\/\/wp.me\/pcJP0S-1Eb","_links":{"self":[{"href":"https:\/\/ndiqparate.al\/index.php?rest_route=\/wp\/v2\/posts\/6335"}],"collection":[{"href":"https:\/\/ndiqparate.al\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ndiqparate.al\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ndiqparate.al\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ndiqparate.al\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=6335"}],"version-history":[{"count":1,"href":"https:\/\/ndiqparate.al\/index.php?rest_route=\/wp\/v2\/posts\/6335\/revisions"}],"predecessor-version":[{"id":16737,"href":"https:\/\/ndiqparate.al\/index.php?rest_route=\/wp\/v2\/posts\/6335\/revisions\/16737"}],"wp:attachment":[{"href":"https:\/\/ndiqparate.al\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=6335"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ndiqparate.al\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=6335"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ndiqparate.al\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=6335"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}