{"id":6747,"date":"2013-08-29T10:38:30","date_gmt":"2013-08-29T10:38:30","guid":{"rendered":""},"modified":"2022-05-05T14:14:43","modified_gmt":"2022-05-05T14:14:43","slug":"fitimi-i-sistemit-bankar-ne-shqiperi-2001-2012","status":"publish","type":"post","link":"https:\/\/ndiqparate.al\/?p=6747","title":{"rendered":"Fitimi i Sistemit Bankar n\u00eb Shqip\u00ebri 2001-2012"},"content":{"rendered":"<div align=\"justify\">Open Data Albania ka kryer nj\u00eb p\u00ebrdit\u00ebsim mbi fitimin e sistemit bankar shqiptar. Raporti bazohet n\u00eb t\u00eb dh\u00ebnat e Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb. Sistemi bankar \u00ebsht\u00eb nj\u00eb pjes\u00eb tep\u00ebr e r\u00ebnd\u00ebsishme e ekonomis\u00eb dhe sistemit financiar, e p\u00ebr k\u00ebt\u00eb arsye zhvillimi i tij paraqet interes t\u00eb ve\u00e7ant\u00eb. Fitimi i sistemit mund t\u00eb matet p\u00ebrmes disa treguesve. Dy treguesit kryesor\u00eb jan\u00eb:<p><\/p>\n<p><sup>\u2022 Kthimi nga kapitali aksioner (n\u00eb %), i cili mat raportin e fitimit neto vjetor kundrejt kapitalit aksioner t\u00eb bank\u00ebs;<\/sup><\/p>\n<p>\u2022 Kthimi nga aktivet mesatare (n\u00eb %), i cili mat raportin midis fitimit neto vjetor kundrejt mesatares s\u00eb aktiveve totale t\u00eb bank\u00ebs.<\/p>\n<p>Marzhi neto i fitimit, \u00ebsht\u00eb nj\u00eb indikator i r\u00ebnd\u00ebsish\u00ebm, i cili ndikon t\u00eb dy treguesit e m\u00ebsip\u00ebrm. Ai matet si raport i fitimit neto kundrejt kthimit total t\u00eb siguruar gjat\u00eb vitit. Duke filluar nga viti 2001, kthimi nga kapitali aksioner dhe nga aktivet mesatare ka ndryshuar sipas grafikut:<\/p>\n<p>  <script type=\"text\/javascript\" src=\"http:\/\/ajax.googleapis.com\/ajax\/static\/modules\/gviz\/1.0\/chart.js\">{\"dataSourceUrl\":\"\/\/docs.google.com\/spreadsheet\/tq?key=0Agylwmr5tEbVdEZNQ1NXaC05Y1I4WVV0b1ZBdXJncmc&transpose=0&headers=1&range=B4%3AD16&gid=0&pub=1\",\"options\":{\"titleTextStyle\":{\"bold\":true,\"color\":\"#000\",\"fontSize\":16},\"series\":{\"0\":{\"pointSize\":7},\"1\":{\"pointSize\":7}},\"curveType\":\"\",\"animation\":{\"duration\":500},\"width\":630,\"lineWidth\":2,\"hAxis\":{\"titleTextStyle\":{\"bold\":true,\"color\":\"#222\",\"italic\":true,\"fontSize\":12},\"title\":\"Viti\",\"useFormatFromData\":true,\"minValue\":null,\"viewWindowMode\":null,\"textStyle\":{\"color\":\"#222\",\"fontSize\":\"12\"},\"viewWindow\":null,\"maxValue\":null},\"vAxes\":[{\"titleTextStyle\":{\"bold\":true,\"color\":\"#222\",\"italic\":true,\"fontSize\":12},\"title\":\"Vlera ne %\",\"useFormatFromData\":true,\"minValue\":null,\"viewWindow\":{\"min\":null,\"max\":null},\"maxValue\":null},{\"useFormatFromData\":true,\"minValue\":null,\"viewWindow\":{\"min\":null,\"max\":null},\"maxValue\":null}],\"booleanRole\":\"certainty\",\"title\":\"Fitimi i Sistemit Bankar 2001-2012\",\"height\":371,\"legend\":\"right\",\"tooltip\":{}},\"state\":{},\"view\":{},\"isDefaultVisualization\":true,\"chartType\":\"LineChart\",\"chartName\":\"Chart 1\"}<br \/>\n  <\/script><br><sup>Burimi: Banka e Shqip\u00ebris\u00eb <br>Komentet dhe Analiza: ODA<br><\/sup><\/p>\n<\/div>\n<p>Sikurse mund t\u00eb shihet edhe nga grafiku, fitimi i sistemit bankar shqiptar ka p\u00ebsuar nj\u00eb r\u00ebnie drastike gjat\u00eb viteve 2008 \u2013 2011. Nd\u00ebrkoh\u00eb q\u00eb gjat\u00eb periudh\u00ebs 2001-2007 kthimi nga kapitali aksioner ka qen\u00eb brenda kufijve 19-24%, n\u00eb vitet 2008, 2011 ky kthim ka r\u00ebn\u00eb p\u00ebrkat\u00ebsisht n\u00eb 11.35% dhe 0.8%. I nj\u00ebjti trend vihet re edhe p\u00ebr treguesin e kthimit nga aktivet mesatare.<\/p>\n<p>Faktor\u00ebt kryesor\u00eb t\u00eb r\u00ebnies s\u00eb treguesit t\u00eb kthimi nga kapitali aksioner dhe kthimit nga aktivet mesatare, jan\u00eb ulja e marzhit neto dhe rritja e kapitalit aksionar (me q\u00ebllim rritjen e shkall\u00ebs s\u00eb kapitalizimit). T\u00eb dy k\u00ebta faktor\u00eb kan\u00eb ndikuar n\u00eb m\u00ebnyr\u00eb t\u00eb drejtp\u00ebrdrejt\u00eb n\u00eb uljen e kthimit neto p\u00ebr sistemin bankar.<\/p>\n<p>Grafikisht marzhi neto ka ndryshuar sipas grafikut:<\/p>\n<p><script type=\"text\/javascript\" src=\"http:\/\/ajax.googleapis.com\/ajax\/static\/modules\/gviz\/1.0\/chart.js\">{\"dataSourceUrl\":\"\/\/docs.google.com\/spreadsheet\/tq?key=0Agylwmr5tEbVdEZNQ1NXaC05Y1I4WVV0b1ZBdXJncmc&transpose=0&headers=1&range=B25%3AC37&gid=0&pub=1\",\"options\":{\"titleTextStyle\":{\"bold\":true,\"color\":\"#000\",\"fontSize\":16},\"series\":{\"0\":{\"color\":\"#85200c\"}},\"curveType\":\"\",\"legendTextStyle\":{\"color\":\"#000000\",\"fontSize\":12},\"animation\":{\"duration\":500},\"width\":630,\"lineWidth\":2,\"hAxis\":{\"titleTextStyle\":{\"bold\":true,\"color\":\"#222\",\"italic\":true,\"fontSize\":12},\"useFormatFromData\":true,\"title\":\"Viti\",\"minValue\":null,\"viewWindowMode\":null,\"viewWindow\":null,\"maxValue\":null},\"vAxes\":[{\"titleTextStyle\":{\"bold\":true,\"color\":\"#222\",\"italic\":true,\"fontSize\":12},\"title\":\"Vlera ne %\",\"useFormatFromData\":true,\"minValue\":null,\"viewWindow\":{\"min\":null,\"max\":null},\"maxValue\":null},{\"useFormatFromData\":true,\"minValue\":null,\"viewWindow\":{\"min\":null,\"max\":null},\"maxValue\":null}],\"title\":\"Marzhi Neto i Fitimit te Sistemit Bankar 2001-2012\",\"booleanRole\":\"certainty\",\"height\":371,\"legend\":\"right\",\"tooltip\":{}},\"state\":{},\"view\":{},\"isDefaultVisualization\":true,\"chartType\":\"LineChart\",\"chartName\":\"Chart 2\"}<br \/>\n<\/script><br><sup>Burimi: Banka e Shqip\u00ebris\u00eb <br>Komentet dhe Analiza: ODA<\/sup><\/p>\n<p>Marzhi neto i fitimit \u00ebsht\u00eb ulur gjat\u00eb viteve t\u00eb fundit p\u00ebr disa arsye. Mund t\u00eb p\u00ebrmendim si m\u00eb kryesoret:<\/p>\n<p><sup>\u2022 Rritjen e konkurrenc\u00ebs midis bankave;<br>\u2022 Forcimin e baz\u00ebs rregullative dhe rritjen e kapitalizimit;<br>\u2022 Ngadal\u00ebsimin e zgjerimit territorial p\u00ebr shkak t\u00eb arritjes af\u00ebr kapacitetit t\u00eb tregut;<br>\u2022 Kriz\u00ebn financiare globale, q\u00eb u shoq\u00ebrua me ngadal\u00ebsim kreditimi dhe t\u00ebrheqje depozitash.<\/sup><\/p>\n<p>Krahasuar me vendet e tjera t\u00eb rajonit fitimi i sistemit bankar n\u00eb Shqip\u00ebri paraqitet grafikisht si m\u00eb posht\u00eb:<\/p>\n<p><script type=\"text\/javascript\" src=\"http:\/\/ajax.googleapis.com\/ajax\/static\/modules\/gviz\/1.0\/chart.js\">{\"dataSourceUrl\":\"\/\/docs.google.com\/spreadsheet\/tq?key=0Agylwmr5tEbVdEZNQ1NXaC05Y1I4WVV0b1ZBdXJncmc&transpose=0&headers=1&range=B55%3AD66&gid=0&pub=1\",\"options\":{\"titleTextStyle\":{\"bold\":true,\"color\":\"#000\",\"fontSize\":16},\"vAxes\":[{\"titleTextStyle\":{\"bold\":true,\"color\":\"#222\",\"italic\":true,\"fontSize\":12},\"title\":\"Vlera ne %\",\"useFormatFromData\":true,\"minValue\":null,\"viewWindow\":{\"min\":null,\"max\":null},\"maxValue\":null},{\"useFormatFromData\":true,\"minValue\":null,\"viewWindow\":{\"min\":null,\"max\":null},\"maxValue\":null}],\"title\":\"Fitimi i Sistemit Bankar Shqiptar krahasuar me vendet e tjera 2008\",\"booleanRole\":\"certainty\",\"height\":371,\"animation\":{\"duration\":500},\"legend\":\"right\",\"width\":630,\"hAxis\":{\"titleTextStyle\":{\"bold\":true,\"color\":\"#222\",\"italic\":true,\"fontSize\":12},\"useFormatFromData\":true,\"title\":\"Shteti\",\"minValue\":null,\"viewWindowMode\":null,\"viewWindow\":null,\"maxValue\":null},\"isStacked\":false,\"tooltip\":{}},\"state\":{},\"view\":{},\"isDefaultVisualization\":true,\"chartType\":\"ColumnChart\",\"chartName\":\"Chart 3\"}<br \/>\n<\/script><br><sup>Burimi: Banka e Shqip\u00ebris\u00eb <br>Komentet dhe Analiza: ODA<\/sup><\/p>\n<div align=\"justify\">Vendi yn\u00eb q\u00ebndron n\u00eb nivele mesatare krahasuar me vendet e tjera t\u00eb rajonit si Bullgaria, Kroacia, Maqedonia, Mali i Zi, Serbia, Greqia, Italia, si p\u00ebrsa i p\u00ebrket kthimit nga kapitali aksioner ashtu dhe nga kthimi nga aktivet mesatare. N\u00eb vitin 2008 Shqip\u00ebria q\u00ebndron n\u00eb nivele t\u00eb p\u00ebraf\u00ebrta t\u00eb raportit t\u00eb fitimit neto vjetor kundrejt kapitalit aksioner t\u00eb bank\u00ebs me Serbin\u00eb dhe Maqedonin\u00eb. P\u00ebrkat\u00ebsisht kthimi nga kapitali aksionar p\u00ebr Shqip\u00ebrin\u00eb n\u00eb k\u00ebt\u00eb vit sh\u00ebnonte vler\u00ebn 11.4%, p\u00ebr Serbin\u00eb 10.7% dhe p\u00ebr Maqedonin\u00eb 12.5%.\n<\/div>\n\n\n<b>Kontribuoi: Griselda Rruci<\/b>\n","protected":false},"excerpt":{"rendered":"<p>Open Data Albania ka kryer nj\u00eb p\u00ebrdit\u00ebsim mbi fitimin e sistemit bankar shqiptar. Raporti bazohet n\u00eb t\u00eb dh\u00ebnat e Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb. Sistemi bankar \u00ebsht\u00eb nj\u00eb pjes\u00eb tep\u00ebr e r\u00ebnd\u00ebsishme e ekonomis\u00eb dhe sistemit financiar, e p\u00ebr k\u00ebt\u00eb arsye zhvillimi i tij paraqet interes t\u00eb ve\u00e7ant\u00eb. Fitimi i sistemit mund t\u00eb matet p\u00ebrmes disa treguesve. Dy treguesit kryesor\u00eb jan\u00eb: \u2022 Kthimi nga kapitali aksioner (n\u00eb&hellip; <\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false},"categories":[39],"tags":[],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack-related-posts":[{"id":22893,"url":"https:\/\/ndiqparate.al\/?p=22893","url_meta":{"origin":6747,"position":0},"title":"Performanca Financiare e Bankave t\u00eb Nivelit t\u00eb Dyt\u00eb p\u00ebr vitin 2023. Origjina e Kapitalit","date":"October 15, 2024","format":false,"excerpt":"Open Data Albania po hulumton mbi perfomac\u00ebn financiare t\u00eb bankave t\u00eb nivelit t\u00eb dyt\u00eb p\u00ebr vitin 2023. 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