{"id":6954,"date":"2014-03-18T17:04:07","date_gmt":"2014-03-18T17:04:07","guid":{"rendered":""},"modified":"2014-03-18T17:04:07","modified_gmt":"2014-03-18T17:04:07","slug":"fitimi-i-sistemit-bankar-2003-2013","status":"publish","type":"post","link":"https:\/\/ndiqparate.al\/?p=6954","title":{"rendered":"Fitimi i Sistemit Bankar  2003-2013"},"content":{"rendered":"\n<div align=\"justify\">Open Data Albania ka hulumtuar me t\u00eb dh\u00ebnat mbi fitimin e sistemit bankar shqiptar gjat\u00eb -2013. Sipas t\u00eb dh\u00ebnave nga Banka e Shqip\u00ebris\u00eb, sistemi bankar ka mbyllur nj\u00eb vit pozitiv p\u00ebr sa i p\u00ebrket fitimeve t\u00eb akumuluara nga aktiviteti i tij. Megjith\u00eb kriz\u00ebn ekonomike q\u00eb \u00ebsht\u00eb shoq\u00ebruar me uljen e ritmeve t\u00eb kreditimit dhe depozitave, bankat kan\u00eb mundur t\u00eb mbledhin m\u00eb shum\u00eb fitime. <\/p>\n<p>N\u00eb fund t\u00eb vitit 2013 fitimi bankar arriti n\u00eb 6.5 miliard\u00eb lek\u00eb duke sh\u00ebnuar k\u00ebshtu nj\u00eb nga nivelet m\u00eb t\u00eb larta t\u00eb viteve t\u00eb fundit. Kundrejt vitit 2012 fitimi bankar \u00ebsht\u00eb rritur me rreth 50%.<\/p>\n<p>  <script type=\"text\/javascript\" src=\"http:\/\/ajax.googleapis.com\/ajax\/static\/modules\/gviz\/1.0\/chart.js\">{\"dataSourceUrl\":\"\/\/docs.google.com\/spreadsheet\/tq?key=0Agylwmr5tEbVdDBMOU5yNnZzcnBoOHhpZ29fRko3YVE&transpose=0&headers=1&range=B4%3AC15&gid=0&pub=1\",\"options\":{\"vAxes\":[{\"titleTextStyle\":{\"bold\":true,\"color\":\"#222\",\"italic\":true,\"fontSize\":12},\"useFormatFromData\":true,\"title\":\"Vlera ne mln leke\",\"minValue\":null,\"logScale\":false,\"viewWindow\":{\"min\":null,\"max\":null},\"maxValue\":null},{\"useFormatFromData\":true,\"minValue\":null,\"logScale\":false,\"viewWindow\":{\"min\":null,\"max\":null},\"maxValue\":null}],\"titleTextStyle\":{\"bold\":true,\"color\":\"#000\",\"fontSize\":16},\"booleanRole\":\"certainty\",\"title\":\"Ecuria e fitimit bankar gjate 2003-2013, ne mln leke\",\"height\":371,\"animation\":{\"duration\":500},\"legend\":\"right\",\"width\":630,\"hAxis\":{\"useFormatFromData\":true,\"title\":\"Viti\",\"minValue\":null,\"viewWindowMode\":null,\"viewWindow\":null,\"maxValue\":null},\"tooltip\":{},\"isStacked\":true},\"state\":{},\"view\":{},\"isDefaultVisualization\":false,\"chartType\":\"ColumnChart\",\"chartName\":\"Chart 1\"}\n  <\/script><br \/><sup>Burimi:Banka e Shqip\u00ebris\u00eb<br \/>P\u00ebrpunimi dhe komentet: ODA<\/sup><\/p>\n<p>Shkak p\u00ebr rritjen e fitimit bankar nuk \u00ebsht\u00eb b\u00ebr\u00eb rritja e ndjeshme e aktivitetit dhe t\u00eb ardhurat, por procesi i fshirjes s\u00eb kredive t\u00eb humbura nga bankat, q\u00eb n\u00eb statistikat bankare p\u00ebrfshihet n\u00eb z\u00ebrin \u2018shpenzime p\u00ebr provigjone\u2019. <\/p>\n<p>N\u00eb tremujorin e fundit 2013 shpenzimet p\u00ebr provigjone u ul\u00ebn n\u00eb 9.8 miliard\u00eb lek\u00eb, me rreth 30% kundrejt tremujorit t\u00eb m\u00ebparsh\u00ebm duke p\u00ebrmir\u00ebsuar bilancet e bankave si pasoj\u00eb e uljes s\u00eb shpenzimeve dhe duke rritur si rrjedhoj\u00eb fitimet n\u00eb sistem.<\/p>\n<p>  <script type=\"text\/javascript\" src=\"http:\/\/ajax.googleapis.com\/ajax\/static\/modules\/gviz\/1.0\/chart.js\">{\"dataSourceUrl\":\"\/\/docs.google.com\/spreadsheet\/tq?key=0Agylwmr5tEbVdDBMOU5yNnZzcnBoOHhpZ29fRko3YVE&transpose=0&headers=1&range=B34%3AE45&gid=0&pub=1\",\"options\":{\"titleTextStyle\":{\"bold\":true,\"color\":\"#000\",\"fontSize\":16},\"vAxes\":[{\"titleTextStyle\":{\"bold\":true,\"color\":\"#222\",\"italic\":true,\"fontSize\":12},\"title\":\"Vlera ne mln lek\\u00eb\",\"useFormatFromData\":true,\"minValue\":null,\"viewWindow\":{\"min\":null,\"max\":null},\"maxValue\":null},{\"useFormatFromData\":true,\"minValue\":null,\"viewWindow\":{\"min\":null,\"max\":null},\"maxValue\":null}],\"series\":[{\"type\":\"bars\"},{\"pointSize\":7},{\"pointSize\":7}],\"title\":\"Ecuria e shpenzimeve p\\u00ebr provigjone 2003-2013, mln lek\\u00eb\",\"booleanRole\":\"certainty\",\"height\":371,\"animation\":{\"duration\":500},\"legend\":\"right\",\"width\":630,\"type\":\"line\",\"hAxis\":{\"titleTextStyle\":{\"bold\":true,\"color\":\"#222\",\"italic\":true,\"fontSize\":12},\"title\":\"Viti\",\"useFormatFromData\":true,\"minValue\":null,\"viewWindow\":{\"min\":null,\"max\":null},\"maxValue\":null},\"tooltip\":{}},\"state\":{},\"view\":{},\"isDefaultVisualization\":false,\"chartType\":\"ComboChart\",\"chartName\":\"Chart 2\"}\n  <\/script><br \/><sup>Burimi:Banka e Shqip\u00ebris\u00eb<br \/>P\u00ebrpunimi dhe komentet: ODA<\/sup><br \/> \n<\/div>\n<p> <\/p>\n<div align=\"justify\">Bankat nd\u00ebrkoh\u00eb nuk jan\u00eb mjaftuar me kaq po kan\u00eb ulur shpenzimet e tjera me q\u00ebllim ruajtjen e fitimeve. Gjat\u00eb vitit 2013 shpenzimet u ul\u00ebn me 2.8 miliard\u00eb lek\u00eb. Nga ana tjet\u00ebr, t\u00eb ardhurat e sistemit kan\u00eb ruajtur t\u00eb nj\u00ebjtin nivel me nj\u00eb vit m\u00eb par\u00eb, por shpenzimet jan\u00eb ulur duke ndikuar n\u00eb rritjen e fitimeve.&nbsp; Nj\u00eb faktor favorizues p\u00ebr bankat \u00ebsht\u00eb edhe niveli i normave t\u00eb interesit t\u00eb ul\u00ebta p\u00ebr depozitat dhe t\u00eb larta p\u00ebr kredit\u00eb, \u00e7ka ndikon n\u00eb rritjen e fitimeve. <br \/> \n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Open Data Albania ka hulumtuar me t\u00eb dh\u00ebnat mbi fitimin e sistemit bankar shqiptar gjat\u00eb -2013. Sipas t\u00eb dh\u00ebnave nga Banka e Shqip\u00ebris\u00eb, sistemi bankar ka mbyllur nj\u00eb vit pozitiv p\u00ebr sa i p\u00ebrket fitimeve t\u00eb akumuluara nga aktiviteti i tij. Megjith\u00eb kriz\u00ebn ekonomike q\u00eb \u00ebsht\u00eb shoq\u00ebruar me uljen e ritmeve t\u00eb kreditimit dhe depozitave, bankat kan\u00eb mundur t\u00eb mbledhin m\u00eb shum\u00eb fitime. N\u00eb fund&hellip; <\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false},"categories":[39],"tags":[],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack-related-posts":[{"id":22893,"url":"https:\/\/ndiqparate.al\/?p=22893","url_meta":{"origin":6954,"position":0},"title":"Performanca Financiare e Bankave t\u00eb Nivelit t\u00eb Dyt\u00eb p\u00ebr vitin 2023. 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