{"id":6955,"date":"2014-03-18T12:10:35","date_gmt":"2014-03-18T12:10:35","guid":{"rendered":""},"modified":"2014-03-18T12:10:35","modified_gmt":"2014-03-18T12:10:35","slug":"raporti-kredi-depozita-ne-banka-te-nivelit-te-dyte-2013","status":"publish","type":"post","link":"https:\/\/ndiqparate.al\/?p=6955","title":{"rendered":"Raporti kredi-depozita n\u00eb Banka t\u00eb Nivelit t\u00eb Dyt\u00eb 2013"},"content":{"rendered":"\n<div align=\"justify\">Open Data Albania ka realizuar nj\u00eb hulumtim mbi pesh\u00ebn dhe mbulimin e kredive me depozita n\u00eb banka t\u00eb nivelit t\u00eb dyt\u00eb gjat\u00eb 2013.&nbsp; N\u00eb fund t\u00eb k\u00ebtij viti totali i depozitave ishte rreth 933 miliard\u00eb me nj\u00eb r\u00ebnie prej 6% kundrejt vitit te kaluar (n\u00eb k\u00ebt\u00eb shif\u00ebr nuk \u00ebsht\u00eb p\u00ebrfshir\u00eb Alpha Bank Albania , Union Bank dhe Tirana Bank, pasi nuk kan\u00eb raportuar t\u00eb dh\u00ebnat vjetore). <\/p>\n<p>Efekti negativ n\u00eb bilancin total t\u00eb depozitave ka ardhur nga r\u00ebnia e tyre n\u00eb bank\u00ebn m\u00eb t\u00eb madhe n\u00eb vend, Raifeisen Bank Albania.&nbsp; Gjat\u00eb vitit 2013 depozitat n\u00eb k\u00ebt\u00eb bank\u00eb u reduktuan me 13.4% ndaj vitit 2012. Nd\u00ebrkoh\u00eb banka t\u00eb tjera si Banka Komb\u00ebtare Tregtare (BKT), Banka Credins, Intesa San Paolo Banka, etj kan\u00eb vjelur m\u00eb shum\u00eb depozita gjat\u00eb vitit 2013.<sup><\/p>\n<p> <br \/>\n    <script type=\"text\/javascript\" src=\"http:\/\/ajax.googleapis.com\/ajax\/static\/modules\/gviz\/1.0\/chart.js\">{\"dataSourceUrl\":\"\/\/docs.google.com\/spreadsheet\/tq?key=0Agylwmr5tEbVdEYwWThNME5rYjc3OGpXVVdlVjdBQkE&transpose=0&headers=1&range=B7%3AC23&gid=1&pub=1\",\"options\":{\"titleTextStyle\":{\"bold\":true,\"color\":\"#000\",\"fontSize\":16},\"vAxes\":[{\"titleTextStyle\":{\"bold\":true,\"color\":\"#222\",\"italic\":true,\"fontSize\":12},\"title\":\"Vlera ne leke\",\"useFormatFromData\":true,\"minValue\":null,\"viewWindow\":{\"min\":null,\"max\":null},\"maxValue\":null},{\"useFormatFromData\":true,\"minValue\":null,\"viewWindow\":{\"min\":null,\"max\":null},\"maxValue\":null}],\"title\":\"Depozitave sipas bankave 2013, ne leke\",\"booleanRole\":\"certainty\",\"height\":371,\"animation\":{\"duration\":500},\"legend\":\"right\",\"width\":630,\"hAxis\":{\"titleTextStyle\":{\"bold\":true,\"color\":\"#222\",\"italic\":true,\"fontSize\":12},\"title\":\"Banka\",\"useFormatFromData\":true,\"minValue\":null,\"viewWindowMode\":null,\"viewWindow\":null,\"maxValue\":null},\"isStacked\":false,\"tooltip\":{}},\"state\":{},\"view\":{},\"isDefaultVisualization\":false,\"chartType\":\"ColumnChart\",\"chartName\":\"Chart 5\"}\n    <\/script><br \/>Burimi:Shoqata Shqiptare e Bankave<br \/>P\u00ebrpunimi dhe komentet: ODA<\/p>\n<p><\/sup>Megjith\u00eb r\u00ebnien vjetore Raiffeisen Bank vijon t\u00eb zot\u00ebroj\u00eb sasin\u00eb m\u00eb&nbsp; t\u00eb madhe t\u00eb depozitave t\u00eb shqiptar\u00ebve me 26% t\u00eb totalit. Nga p\u00ebrpunimi i t\u00eb dh\u00ebnave rezulton se BKT po sh\u00ebnon rritje p\u00ebrsa i p\u00ebrket depozitave, duke u ngjitur n\u00eb nivelin 24% t\u00eb totalit n\u00eb fund t\u00eb vitit 2013.<\/p>\n<p>Nd\u00ebrkoh\u00eb p\u00ebrsa i p\u00ebrket kreditimit, bankat kan\u00eb qen\u00eb shum\u00eb t\u00eb rezervuara duke e ulur at\u00eb me 2.1% n\u00eb vitin 2013 kundrejt vitit 2012. Kreditimi ka vijuar t\u00eb rritet vet\u00ebm nga pak banka, Credins Banks, Societe Generale Albania, FiBank, Intesa San Paolo Bank si dhe ProCredit Bank Albania.<sup><\/p>\n<p> <br \/>\n    <script type=\"text\/javascript\" src=\"http:\/\/ajax.googleapis.com\/ajax\/static\/modules\/gviz\/1.0\/chart.js\">{\"dataSourceUrl\":\"\/\/docs.google.com\/spreadsheet\/tq?key=0Agylwmr5tEbVdEYwWThNME5rYjc3OGpXVVdlVjdBQkE&transpose=0&headers=1&range=B33%3AC49&gid=1&pub=1\",\"options\":{\"titleTextStyle\":{\"bold\":true,\"color\":\"#000\",\"fontSize\":16},\"vAxes\":[{\"titleTextStyle\":{\"bold\":true,\"color\":\"#222\",\"italic\":true,\"fontSize\":12},\"title\":\"Vlera ne leke\",\"useFormatFromData\":true,\"minValue\":null,\"viewWindow\":{\"min\":null,\"max\":null},\"logScale\":false,\"maxValue\":null},{\"useFormatFromData\":true,\"minValue\":null,\"viewWindow\":{\"min\":null,\"max\":null},\"logScale\":false,\"maxValue\":null}],\"title\":\"Kreditimit sipas bankave 2013, ne leke\",\"booleanRole\":\"certainty\",\"height\":371,\"animation\":{\"duration\":500},\"legend\":\"right\",\"width\":630,\"hAxis\":{\"titleTextStyle\":{\"bold\":true,\"color\":\"#222\",\"italic\":true,\"fontSize\":12},\"title\":\"Banka\",\"useFormatFromData\":true,\"minValue\":null,\"viewWindowMode\":null,\"viewWindow\":null,\"maxValue\":null},\"isStacked\":true,\"tooltip\":{}},\"state\":{},\"view\":{},\"isDefaultVisualization\":false,\"chartType\":\"ColumnChart\",\"chartName\":\"Chart 6\"}\n    <\/script><br \/>Burimi:Shoqata Shqiptare e Bankave<br \/> <\/sup>\n<\/div>\n<p><sup>P\u00ebrpunimi dhe komentet: ODA<\/sup><\/p>\n<p>Credins Bank e ka rritur kredin\u00eb me 5.2 miliard\u00eb lek\u00eb. Societe Generale e rriti huan\u00eb me 4 miliard\u00eb lek\u00eb. Nj\u00eb nga bankat me kapital t\u00eb vog\u00ebl n\u00eb sistem, Veneto Bank, ka zgjeruar kreditimin p\u00ebr vitin 2013 me 1.8 miliard\u00eb lek\u00eb.<\/p>\n<div align=\"justify\">Bankat nd\u00ebrkoh\u00eb shfaqin nj\u00eb raport pozitiv kredi &#8211; depozita \u00e7ka tregon edhe aft\u00ebsin\u00eb e tyre p\u00ebr t\u00eb mbuluar kreditimin nga fondet e veta. Edhe bankat greke e kan\u00eb p\u00ebrmir\u00ebsuar k\u00ebt\u00eb raport kundrejt viteve m\u00eb t\u00eb m\u00ebparshme.<\/p>\n<p>Credite Agricole ka dh\u00ebn\u00eb m\u00eb shum\u00eb kredi sesa vlera e depozitave q\u00eb ka, duke shfaqur nj\u00eb raport prej 112%. Kjo bank\u00eb me kapital francez konfirmon mbulimin me fonde nga kompania m\u00ebm\u00eb n\u00eb Franc\u00eb me q\u00ebllim rritjen e aktivitetit dhe prezenc\u00ebn n\u00eb tregun shqiptar.<br \/>&nbsp;&nbsp; &nbsp;&nbsp;&nbsp; <br \/>M\u00eb nj\u00eb p\u00ebrqindje m\u00eb t\u00eb lart\u00eb t\u00eb k\u00ebtij raporti shfaqet Veneto Banka, mbi 82%, \u00e7ka konfirmon var\u00ebsin\u00eb e k\u00ebsaj banke dhe mbulimin me fonde nga ajo &#8216;m\u00ebm\u00eb&#8217; sikurse l\u00ebvrimin e fondeve sektoriale p\u00ebr kreditim. M\u00eb nj\u00eb p\u00ebrqindje t\u00eb lart\u00eb rezulton edhe banka vendase Credins Bank.\n<\/div>\n<div align=\"justify\"><span style=\"vertical-align: super; font-size: 9pt;\"><br \/><\/span>\n<\/div>\n<div align=\"justify\"><span style=\"vertical-align: super; font-size: 9pt;\"><br \/>\n    <script type=\"text\/javascript\" src=\"http:\/\/ajax.googleapis.com\/ajax\/static\/modules\/gviz\/1.0\/chart.js\">{\"dataSourceUrl\":\"\/\/docs.google.com\/spreadsheet\/tq?key=0Agylwmr5tEbVdEYwWThNME5rYjc3OGpXVVdlVjdBQkE&transpose=0&headers=1&range=B128%3AC141&gid=0&pub=1\",\"options\":{\"vAxes\":[{\"titleTextStyle\":{\"bold\":true,\"color\":\"#222\",\"italic\":true,\"fontSize\":12},\"useFormatFromData\":true,\"title\":\"Vlera ne %\",\"minValue\":null,\"viewWindow\":{\"min\":null,\"max\":null},\"maxValue\":null},{\"useFormatFromData\":true,\"minValue\":null,\"viewWindow\":{\"min\":null,\"max\":null},\"maxValue\":null}],\"titleTextStyle\":{\"bold\":true,\"color\":\"#000\",\"fontSize\":16},\"booleanRole\":\"certainty\",\"title\":\"Raporti Kredi\/depozita ne banka, 2013, ne %\\t\",\"height\":371,\"animation\":{\"duration\":500},\"legend\":\"right\",\"width\":630,\"hAxis\":{\"titleTextStyle\":{\"bold\":true,\"color\":\"#222\",\"italic\":true,\"fontSize\":12},\"useFormatFromData\":true,\"title\":\"Banka\",\"minValue\":null,\"viewWindowMode\":null,\"viewWindow\":null,\"maxValue\":null},\"tooltip\":{},\"isStacked\":false},\"state\":{},\"view\":{},\"isDefaultVisualization\":false,\"chartType\":\"ColumnChart\",\"chartName\":\"Chart 5\"}\n    <\/script><\/span>\n<\/div>\n<div align=\"justify\"><span style=\"font-size: 9pt;\"><sup>Burimi:Shoqata Shqiptare e Bankave<\/sup><\/span>\n<\/div>\n<div align=\"justify\"><sup>P\u00ebrpunimi dhe komentet: ODA<\/sup>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Open Data Albania ka realizuar nj\u00eb hulumtim mbi pesh\u00ebn dhe mbulimin e kredive me depozita n\u00eb banka t\u00eb nivelit t\u00eb dyt\u00eb gjat\u00eb 2013.&nbsp; N\u00eb fund t\u00eb k\u00ebtij viti totali i depozitave ishte rreth 933 miliard\u00eb me nj\u00eb r\u00ebnie prej 6% kundrejt vitit te kaluar (n\u00eb k\u00ebt\u00eb shif\u00ebr nuk \u00ebsht\u00eb p\u00ebrfshir\u00eb Alpha Bank Albania , Union Bank dhe Tirana Bank, pasi nuk kan\u00eb raportuar t\u00eb dh\u00ebnat&hellip; <\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false},"categories":[39],"tags":[],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack-related-posts":[],"jetpack_shortlink":"https:\/\/wp.me\/pcJP0S-1Ob","_links":{"self":[{"href":"https:\/\/ndiqparate.al\/index.php?rest_route=\/wp\/v2\/posts\/6955"}],"collection":[{"href":"https:\/\/ndiqparate.al\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ndiqparate.al\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ndiqparate.al\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ndiqparate.al\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=6955"}],"version-history":[{"count":0,"href":"https:\/\/ndiqparate.al\/index.php?rest_route=\/wp\/v2\/posts\/6955\/revisions"}],"wp:attachment":[{"href":"https:\/\/ndiqparate.al\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=6955"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ndiqparate.al\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=6955"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ndiqparate.al\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=6955"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}