{"id":6956,"date":"2014-03-18T15:13:03","date_gmt":"2014-03-18T15:13:03","guid":{"rendered":""},"modified":"2014-03-18T15:13:03","modified_gmt":"2014-03-18T15:13:03","slug":"kredite-dhe-depozitat-sipas-monedhes-gjate-2002-2013","status":"publish","type":"post","link":"https:\/\/ndiqparate.al\/?p=6956","title":{"rendered":"Kredit\u00eb dhe depozitat sipas monedh\u00ebs gjat\u00eb 2002-2013"},"content":{"rendered":"\n<div align=\"justify\">Open Data Albania ka p\u00ebrdit\u00ebsuar t\u00eb dh\u00ebnat mbi kreditimin e ekonomis\u00eb dhe depozitat bankare gjat\u00eb periudh\u00ebs 2002-2013. N\u00eb fund t\u00eb muajit dhjetor 2013 kredia p\u00ebr ekonomin\u00eb arriti n\u00eb 547.9 miliard\u00eb lek\u00eb duke regjistruar edhe r\u00ebnien e par\u00eb t\u00eb huas bankare p\u00ebrgjat\u00eb 11 viteve t\u00eb fundit. Kredia p\u00ebr ekonomin\u00eb u zvog\u00ebluar me 1.22% me baz\u00eb vjetore n\u00eb vitin 2013.<\/p>\n<p> <br \/>\n  <script type=\"text\/javascript\" src=\"http:\/\/ajax.googleapis.com\/ajax\/static\/modules\/gviz\/1.0\/chart.js\">{\"dataSourceUrl\":\"\/\/docs.google.com\/spreadsheet\/tq?key=0Agylwmr5tEbVdFZldEVlN1hqMjdkOVViNmdxNlAzMFE&transpose=0&headers=1&range=B6%3AC18&gid=0&pub=1\",\"options\":{\"titleTextStyle\":{\"bold\":true,\"color\":\"#000\",\"fontSize\":16},\"series\":{\"0\":{\"pointSize\":7}},\"curveType\":\"\",\"animation\":{\"duration\":500},\"width\":630,\"lineWidth\":2,\"hAxis\":{\"useFormatFromData\":true,\"minValue\":null,\"viewWindowMode\":null,\"viewWindow\":null,\"maxValue\":null},\"vAxes\":[{\"titleTextStyle\":{\"bold\":true,\"color\":\"#222\",\"italic\":true,\"fontSize\":12},\"title\":\"Vlera n\\u00eb mln lek\\u00eb\",\"useFormatFromData\":true,\"minValue\":null,\"viewWindow\":{\"min\":null,\"max\":null},\"maxValue\":null},{\"useFormatFromData\":true,\"minValue\":null,\"viewWindow\":{\"min\":null,\"max\":null},\"maxValue\":null}],\"booleanRole\":\"certainty\",\"title\":\"Ecuria e kredis\\u00eb bankare p\\u00ebrgjat\\u00eb 2002-2013, n\\u00eb mln lek\\u00eb\",\"height\":371,\"legend\":\"right\",\"tooltip\":{}},\"state\":{},\"view\":{},\"isDefaultVisualization\":false,\"chartType\":\"LineChart\",\"chartName\":\"Chart 1\"}\n  <\/script><br \/><sup>Burimi:Banka e Shqiperise<br \/>P\u00ebrpunimi dhe komentet: ODA<\/sup><\/p>\n<p>Megjith\u00ebse q\u00eb prej fillimit t\u00eb kriz\u00ebs ekonomike n\u00eb vitin 2008 ritmet e rritjes s\u00eb kredis\u00eb p\u00ebsuan r\u00ebnie gj\u00eb q\u00eb nuk ishte sh\u00ebnuar n\u00eb asnj\u00eb nga vitet e pas liberalizimit t\u00eb tregut ton\u00eb bankar. Shkak p\u00ebr k\u00ebt\u00eb r\u00ebnie \u00ebsht\u00eb b\u00ebr\u00eb shtr\u00ebngimi i kushteve nga ana e bankave p\u00ebr t\u00eb dh\u00ebn\u00eb kredi por edhe tkurrja e shum\u00eb bizneseve n\u00eb nj\u00eb situat\u00eb t\u00eb v\u00ebshtir\u00eb ekonomike kur investimet jan\u00eb ulur ndjesh\u00ebm. <\/p>\n<p>Nga p\u00ebrpunimi i t\u00eb dh\u00ebnave rezulton se r\u00ebnia e kredis\u00eb p\u00ebrkon me ulje t\u00eb kreditimit n\u00eb valut\u00eb nga bankat, q\u00eb n\u00eb vitin 2013 \u00ebsht\u00eb reduktuar me nj\u00eb norm\u00eb prej 3% kundrejt vitit 2012. &nbsp;&nbsp; <\/p>\n<p>  <script type=\"text\/javascript\" src=\"http:\/\/ajax.googleapis.com\/ajax\/static\/modules\/gviz\/1.0\/chart.js\">{\"dataSourceUrl\":\"\/\/docs.google.com\/spreadsheet\/tq?key=0Agylwmr5tEbVdFZldEVlN1hqMjdkOVViNmdxNlAzMFE&transpose=0&headers=1&range=B33%3AD45&gid=0&pub=1\",\"options\":{\"titleTextStyle\":{\"bold\":true,\"color\":\"#000\",\"fontSize\":16},\"vAxes\":[{\"titleTextStyle\":{\"bold\":true,\"color\":\"#222\",\"italic\":true,\"fontSize\":12},\"title\":\"Vlera n\\u00eb mln lek\\u00eb\",\"useFormatFromData\":true,\"minValue\":null,\"viewWindow\":{\"min\":null,\"max\":null},\"logScale\":false,\"maxValue\":null},{\"useFormatFromData\":true,\"minValue\":null,\"viewWindow\":{\"min\":null,\"max\":null},\"logScale\":false,\"maxValue\":null}],\"title\":\"Ecuria e kredis\\u00eb sipas monedh\\u00ebs, 2002-2013, n\\u00eb mln lek\\u00eb\",\"booleanRole\":\"certainty\",\"height\":371,\"animation\":{\"duration\":500},\"legend\":\"right\",\"width\":630,\"hAxis\":{\"useFormatFromData\":true,\"minValue\":null,\"viewWindowMode\":null,\"viewWindow\":null,\"maxValue\":null},\"isStacked\":false,\"tooltip\":{}},\"state\":{},\"view\":{},\"isDefaultVisualization\":false,\"chartType\":\"ColumnChart\",\"chartName\":\"Chart 2\"}\n  <\/script><br \/><sup>Burimi:Banka e Shqiperise<br \/>P\u00ebrpunimi dhe komentet: ODA<\/p>\n<p><\/sup> <\/p>\n<div align=\"justify\">Kredia n\u00eb lek\u00eb me gjith\u00eb situat\u00ebn e v\u00ebshtir\u00eb ekonomike ka vijuar t\u00eb rritet duke regjistruar nj\u00eb zgjerim prej 2.3% ndaj vitit 2012. Kjo \u00ebsht\u00eb pasoj\u00eb e politik\u00ebs s\u00eb bankave, orientuar nga Banka e Shqip\u00ebris\u00eb, p\u00ebr t\u00eb kredituar n\u00eb monedh\u00eb vendase me q\u00ebllim shmangien e efekteve negative nga luhatjet e kursit t\u00eb k\u00ebmbimit. Gjithsesi kredia n\u00eb valut\u00eb vijon t\u00eb dominoj\u00eb huadh\u00ebnien e sistemit bankar shqiptar duke z\u00ebn\u00eb 60% t\u00eb saj.&nbsp;&nbsp;&nbsp; <\/p>\n<p>Nga ana tjet\u00ebr depozitat bankare n\u00eb fund t\u00eb vitit 2013 arrit\u00ebn n\u00eb 951 miliard\u00eb lek\u00eb duke regjistruar nj\u00eb rritje prej 2% kundrejt vitit 2012. Ashtu si edhe n\u00eb rastin e kredive kriza ekonomike ka frenuar ritmet e rritjes s\u00eb depozitave, por nuk ka ulur &#8216;d\u00ebshir\u00ebn&#8217; e shqiptar\u00ebve p\u00ebr t\u00eb ruajtur kursimet e tyre, sidomos n\u00eb kushtet e pasiguris\u00eb p\u00ebr t\u00eb investuar. <br \/> \n  <\/div>\n<p><sup><br \/> <br \/>\n    <script type=\"text\/javascript\" src=\"http:\/\/ajax.googleapis.com\/ajax\/static\/modules\/gviz\/1.0\/chart.js\">{\"dataSourceUrl\":\"\/\/docs.google.com\/spreadsheet\/tq?key=0Agylwmr5tEbVdFZldEVlN1hqMjdkOVViNmdxNlAzMFE&transpose=0&headers=1&range=B60%3AC68&gid=0&pub=1\",\"options\":{\"titleTextStyle\":{\"bold\":true,\"color\":\"#000\",\"fontSize\":16},\"series\":{\"0\":{\"pointSize\":7}},\"curveType\":\"\",\"animation\":{\"duration\":500},\"width\":630,\"lineWidth\":2,\"hAxis\":{\"useFormatFromData\":true,\"minValue\":null,\"viewWindowMode\":null,\"viewWindow\":null,\"maxValue\":null},\"vAxes\":[{\"titleTextStyle\":{\"bold\":true,\"color\":\"#222\",\"italic\":true,\"fontSize\":12},\"title\":\"Vlera n\\u00eb mln lek\\u00eb\",\"useFormatFromData\":true,\"minValue\":null,\"viewWindow\":{\"min\":null,\"max\":null},\"maxValue\":null},{\"useFormatFromData\":true,\"minValue\":null,\"viewWindow\":{\"min\":null,\"max\":null},\"maxValue\":null}],\"booleanRole\":\"certainty\",\"title\":\"Ecuria e depozitave n\\u00eb sistemin bankar 2006-2013, n\\u00eb mln lek\\u00eb\",\"height\":371,\"legend\":\"right\",\"tooltip\":{}},\"state\":{},\"view\":{},\"isDefaultVisualization\":false,\"chartType\":\"LineChart\",\"chartName\":\"Chart 3\"}\n    <\/script><br \/>Burimi:Banka e Shqiperise<br \/>P\u00ebrpunimi dhe komentet: ODA<\/p>\n<p> <br \/>\n    <script type=\"text\/javascript\" src=\"http:\/\/ajax.googleapis.com\/ajax\/static\/modules\/gviz\/1.0\/chart.js\">{\"dataSourceUrl\":\"\/\/docs.google.com\/spreadsheet\/tq?key=0Agylwmr5tEbVdFZldEVlN1hqMjdkOVViNmdxNlAzMFE&transpose=0&headers=1&range=B85%3AD93&gid=0&pub=1\",\"options\":{\"titleTextStyle\":{\"bold\":true,\"color\":\"#000\",\"fontSize\":16},\"vAxes\":[{\"titleTextStyle\":{\"bold\":true,\"color\":\"#222\",\"italic\":true,\"fontSize\":12},\"title\":\"Vlera n\\u00eb mln lek\\u00eb\",\"useFormatFromData\":true,\"minValue\":null,\"viewWindow\":{\"min\":null,\"max\":null},\"maxValue\":null},{\"useFormatFromData\":true,\"minValue\":null,\"viewWindow\":{\"min\":null,\"max\":null},\"maxValue\":null}],\"title\":\"Ecuria e depozitave sipas monedh\\u00ebs n\\u00eb sistemin bankar 2006-2013, n\\u00eb mln lek\\u00eb\",\"booleanRole\":\"certainty\",\"height\":371,\"animation\":{\"duration\":500},\"legend\":\"right\",\"width\":630,\"hAxis\":{\"useFormatFromData\":true,\"minValue\":null,\"viewWindowMode\":null,\"viewWindow\":null,\"maxValue\":null},\"isStacked\":false,\"tooltip\":{}},\"state\":{},\"view\":{},\"isDefaultVisualization\":false,\"chartType\":\"ColumnChart\",\"chartName\":\"Chart 4\"}\n    <\/script><br \/>Burimi:Banka e Shqiperise<br \/>P\u00ebrpunimi dhe komentet: ODA<\/sup><\/p>\n<p>Sistemi bankar shfaqet i mir\u00ebkapitalizuar n\u00eb kushtet kur kredit\u00eb z\u00ebn\u00eb rreth 58% t\u00eb depozitave dhe kan\u00eb nj\u00eb diferenc\u00eb prej mbi 403 miliard\u00eb lek\u00eb. Pesh\u00ebn m\u00eb t\u00eb madhe t\u00eb depozitave e z\u00ebn\u00eb ato n\u00eb lek\u00eb, me 52% t\u00eb totalit. <br \/> \n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Open Data Albania ka p\u00ebrdit\u00ebsuar t\u00eb dh\u00ebnat mbi kreditimin e ekonomis\u00eb dhe depozitat bankare gjat\u00eb periudh\u00ebs 2002-2013. N\u00eb fund t\u00eb muajit dhjetor 2013 kredia p\u00ebr ekonomin\u00eb arriti n\u00eb 547.9 miliard\u00eb lek\u00eb duke regjistruar edhe r\u00ebnien e par\u00eb t\u00eb huas bankare p\u00ebrgjat\u00eb 11 viteve t\u00eb fundit. Kredia p\u00ebr ekonomin\u00eb u zvog\u00ebluar me 1.22% me baz\u00eb vjetore n\u00eb vitin 2013. Burimi:Banka e ShqiperiseP\u00ebrpunimi dhe komentet: ODA Megjith\u00ebse&hellip; <\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false},"categories":[39],"tags":[],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack-related-posts":[],"jetpack_shortlink":"https:\/\/wp.me\/pcJP0S-1Oc","_links":{"self":[{"href":"https:\/\/ndiqparate.al\/index.php?rest_route=\/wp\/v2\/posts\/6956"}],"collection":[{"href":"https:\/\/ndiqparate.al\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ndiqparate.al\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ndiqparate.al\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ndiqparate.al\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=6956"}],"version-history":[{"count":0,"href":"https:\/\/ndiqparate.al\/index.php?rest_route=\/wp\/v2\/posts\/6956\/revisions"}],"wp:attachment":[{"href":"https:\/\/ndiqparate.al\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=6956"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ndiqparate.al\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=6956"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ndiqparate.al\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=6956"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}