{"id":7007,"date":"2014-05-08T15:12:01","date_gmt":"2014-05-08T15:12:01","guid":{"rendered":""},"modified":"2022-05-05T10:37:45","modified_gmt":"2022-05-05T10:37:45","slug":"depozitat-bankare-sipas-afatit-te-maturimit-2013","status":"publish","type":"post","link":"https:\/\/ndiqparate.al\/?p=7007","title":{"rendered":"Depozitat bankare sipas afatit t\u00eb maturimit 2013"},"content":{"rendered":"<div align=\"justify\">Open Data Albania po p\u00ebrdit\u00ebson t\u00eb dh\u00ebnat lidhur me dinamik\u00ebn e depozitave bankare me apo pa afat n\u00eb Republik\u00ebn e Shqip\u00ebris\u00eb. Depozita pa afat konsiderohen depozitat ku personat fizik\u00eb apo juridik\u00eb&nbsp; mund t\u00eb mbajn\u00eb parat\u00eb e tyre dhe t\u00eb ken\u00eb mund\u00ebsi p\u00ebr t`i t\u00ebrhequr ato n\u00eb \u00e7do koh\u00eb. Nd\u00ebrsa depozitat me afat jan\u00eb ato depozita ku parave t\u00eb depozituara ju paracaktohet nj\u00eb afat i caktuar maturimi. T\u00eb dh\u00ebnat jan\u00eb marr\u00eb nga Banka e Shqip\u00ebris\u00eb si autoriteti monetar i mbik\u00ebqyrjes.<p><\/p>\n<p>N\u00eb vitin 2013 rezulton t\u00eb jen\u00eb depozituar 96.98 mld lek\u00eb pa afat maturimi dhe 397.3 mld lek\u00eb me nj\u00eb afat t\u00eb paracaktuar maturimi. Pra, depozitat me afat gjat\u00eb k\u00ebtij viti kan\u00eb patur nj\u00eb vler\u00eb monetare rreth kat\u00ebr her\u00eb m\u00eb t\u00eb madhe.<\/p>\n<p><iframe width=\"630\" scrolling=\"no\" height=\"371\" frameborder=\"0\" seamless=\"\" src=\"http:\/\/docs.google.com\/spreadsheets\/d\/1kgkDrPcQy0WFOXt_Gu0Bl_t6FEo7HBRrxihLClX63Qw\/gviz\/chartiframe?oid=1112006714\"><\/iframe><br>\n<sup>Burimi: Banka e Shqip\u00ebris\u00eb<br>\nKomentet dhe analiza: ODA<\/sup><\/p>\n<p>N\u00eb nj\u00eb shtrirje m\u00eb t\u00eb gjat\u00eb kohore depozitat sipas afatit t\u00eb maturimit kan\u00eb sh\u00ebnuar rritje vjetore n\u00eb vitet 2009 deri 2013. me par\u00eb depozitat kan\u00eb patur luhatje t\u00eb theksuara q\u00eb \u00ebsht\u00eb lidhur kryesisht me ekzistenc\u00ebn e skemave piramidale apo me perceptimin e qytetar\u00ebve kundrejt sistemit bankar.<br>\n&nbsp;<sup><br>\n<\/sup><iframe width=\"630\" scrolling=\"no\" height=\"371\" frameborder=\"0\" seamless=\"\" src=\"http:\/\/docs.google.com\/spreadsheets\/d\/1kgkDrPcQy0WFOXt_Gu0Bl_t6FEo7HBRrxihLClX63Qw\/gviz\/chartiframe?oid=1389464756\"><\/iframe><br>\n<sup>Burimi: Banka e Shqip\u00ebris\u00eb<br>\nKomentet dhe analiza: ODA<br>\n<\/sup><\/p>\n<\/div>\n<div align=\"justify\">Gjat\u00eb k\u00ebtyre nj\u00ebzet\u00eb viteve situata paraqitet kryesisht n\u00eb favor t\u00eb depozitave me afat, p\u00ebrve\u00e7 periudh\u00ebs 1993-1996 ku ky raport ka qen\u00eb gati i paduksh\u00ebm. Personat fizik\u00eb dhe juridik\u00eb q\u00eb p\u00ebrfitojn\u00eb interesa nga depozitimet e tyre n\u00eb institucione t\u00eb ndryshme financiare n\u00eb Republik\u00ebn e Shqip\u00ebris\u00eb sipas hulumtimit t\u00eb Open Data Albania jan\u00eb: autoritetet lokale, nd\u00ebrmarrjet jofinanciare publike, institucione t\u00eb tjera financiare, sektori privat dhe individ\u00ebt. N\u00eb vitin 2013 k\u00ebto institucione kan\u00eb zgjedhur t\u2019i depozitojn\u00eb parat\u00eb e tyre kryesisht n\u00eb depozita me afat. Nd\u00ebrkoh\u00eb individ\u00ebt jan\u00eb depozituesit m\u00eb t\u00eb m\u00ebdhenj n\u00eb vend me rreth 89.6% t\u00eb totalit t\u00eb depozitave.<p><\/p>\n<p><sup><br>\n<iframe width=\"630\" scrolling=\"no\" height=\"371\" frameborder=\"0\" seamless=\"\" src=\"http:\/\/docs.google.com\/spreadsheets\/d\/1kgkDrPcQy0WFOXt_Gu0Bl_t6FEo7HBRrxihLClX63Qw\/gviz\/chartiframe?oid=1284861142\"><\/iframe><br>\nBurimi: Banka e Shqip\u00ebris\u00eb<br>\nKomentet dhe analiza: ODA<\/sup><br>\n<sup><\/sup><\/p>\n<p><iframe width=\"630\" scrolling=\"no\" height=\"371\" frameborder=\"0\" seamless=\"\" src=\"http:\/\/docs.google.com\/spreadsheets\/d\/1kgkDrPcQy0WFOXt_Gu0Bl_t6FEo7HBRrxihLClX63Qw\/gviz\/chartiframe?oid=309359333\"><\/iframe><br>\nBurimi: Banka e Shqip\u00ebris\u00eb<br>\nKomentet dhe analiza: ODA<\/p>\n<\/div>\n\n\n<b>Kontribuoi: Griselda Rruci<\/b>\n","protected":false},"excerpt":{"rendered":"<p>Open Data Albania po p\u00ebrdit\u00ebson t\u00eb dh\u00ebnat lidhur me dinamik\u00ebn e depozitave bankare me apo pa afat n\u00eb Republik\u00ebn e Shqip\u00ebris\u00eb. Depozita pa afat konsiderohen depozitat ku personat fizik\u00eb apo juridik\u00eb&nbsp; mund t\u00eb mbajn\u00eb parat\u00eb e tyre dhe t\u00eb ken\u00eb mund\u00ebsi p\u00ebr t`i t\u00ebrhequr ato n\u00eb \u00e7do koh\u00eb. Nd\u00ebrsa depozitat me afat jan\u00eb ato depozita ku parave t\u00eb depozituara ju paracaktohet nj\u00eb afat i caktuar&hellip; <\/p>\n","protected":false},"author":1,"featured_media":12573,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false},"categories":[39],"tags":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/ndiqparate.al\/wp-content\/uploads\/2014\/05\/download-2021-05-25T140321.533.png?fit=539%2C333&ssl=1","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack-related-posts":[{"id":24492,"url":"https:\/\/ndiqparate.al\/?p=24492","url_meta":{"origin":7007,"position":0},"title":"Financimi i Koncesioneve dhe PPP me Kredi nga Sektori Bankar 2015-2025","date":"August 15, 2025","format":false,"excerpt":"Open Data Albania po hulumton n\u00eb lidhje me nivelin e kreditimit t\u00eb bizneseve Koncesionare dhe PPP nga Banka te Nivelit t\u00eb Dyt\u00eb ne vend. 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