{"id":7033,"date":"2014-06-19T15:07:06","date_gmt":"2014-06-19T15:07:06","guid":{"rendered":""},"modified":"2014-06-19T15:07:06","modified_gmt":"2014-06-19T15:07:06","slug":"banks-in-albania-have-a-seed-capital-of-1-billion-usd","status":"publish","type":"post","link":"https:\/\/ndiqparate.al\/?p=7033","title":{"rendered":"Banks in Albania have a seed capital of 1 billion USD"},"content":{"rendered":"<div>Seed capital for all the banks that currently operate in Albania is 103.38 billion ALL or 1.01 billion USD\/737 million Euros.&nbsp;<span style=\"font-size: 9pt;\">The bank with the biggest capital up to day is Tirana Bank (Part of Piraeus Bank) with 15.2 billion ALL worth of capital or 150 million USD.<\/span>\n<\/div>\n<div>\n<\/div>\n<div>These data belong to the June period and their source is National Registration Center.\n<\/div>\n<div>\n<\/div>\n<div>The seed capital invested at the start of the activity of all active banks in the Republic of Albania amounts to 12.06 billion ALL or 120 million USD.\n<\/div>\n<div>\n<\/div>\n<div>The bank with the highest initial seed capital at the start of the activity is United Bank of Albania with 2.94 billion ALL invested. Its activity has started in 1999. At the same time, this is the only bank which has seen a reduction of initial capital during its activity throughout the years.\n<\/div>\n<div>\n<\/div>\n<div>Aranita Brahaj, head of <span style=\"color: rgb(0, 0, 255);\">Open Data Albania<\/span> told IBNA that the increase of capital by banks is an action which allows them to be better positioned against external influences, be it economic, geopolitical or financial and as a result, it increases the credibility among customers.\n<\/div>\n<div>\n<\/div>\n<div>Meanwhile,&nbsp;<span style=\"color: rgb(0, 0, 255);\">Open Data Albania<\/span>&nbsp;has gathered data on shareholders of commercial banks in the country based on the capital that they own.\n<\/div>\n<div>\n<\/div>\n<div>The source of the data in this study is the National Registration Center (NRC), which has extracts of the historical data of banking institutions.\n<\/div>\n<div>\n<\/div>\n<div>Total capital of legal subjects, shareholders of commercial banks in Albania amounts to 96.9 billion ALL or 960 million USD.\n<\/div>\n<div>\n<\/div>\n<div>Pireaus Bank has the largest share capital among other banks. This group is the main shareholder of Tirana Bank with 98.83% of the seed capital or 15.05 billion ALL. This shareholder comprises 14.5% of the total banking capital in the country and 15.5% of the total capital of shareholding companies in banks.\n<\/div>\n<div>\n<\/div>\n<div>Other shareholding companies with a capital over 10 billion ALL are Calik Financial Hizmetler A.S holding shares at National Commercial Bank, Raiffeisen International Bank-Holding AG holding shares at Raiffeisen Bank and Alpha Bank of Greece and Alpha Bank.\n<\/div>\n<div>\n<\/div>\n<div>The legal subject with the lowest capital is Saudi Brothers Commerce Co. which holds shares at United Bank of Albania with a capital around 10 million ALL.\n<\/div>\n<div>\n<\/div>\n<div>Currently, banks have 49 registered individual shareholders. 24 of them are foreign. Among banking shareholders, ten of them are women.\n<\/div>\n<div>\n<\/div>\n<div>The individual with the biggest capital is Renis Tershana of Credins Bank with a capital of 27.75% of the seed capital or 1.5 billion ALL.\n<\/div>\n<div>\n<\/div>\n<div>This capital makes up for 1.46% of the total capital of all banks and 23.3% of the capital owned by individuals.\n<\/div>\n<div>\n<\/div>\n<div>Aleksander Pilo, shareholder at Credins Bank has a capital of 1.2 billion ALL or 21.86% of shares.\n<\/div>\n<div>\n<\/div>\n<div>The individual with the lowest share capital is Gjergj Bushati of Credins Bank with 7.6 million ALL.\n<\/div>\n<div>\n<\/div>\n<div>Among foreign individuals with the biggest capital are Jassim M. A. Al Kharafi and Fawzi Kharafi with 439.5 million ALL each, the capital of which makes up for 27.95% of the total capital owned by foreign individuals.\n<\/div>\n<div>\n<\/div>\n<div>Brahaj says that ODA analysis has only taken into account increases of audited capital, registered and published in the system of the National Registration Center. The process of registration and publication in this center has legal effects for companies.\n<\/div>\n<div>\n<\/div>\n<div>Second level banks are commercial banks which accept monetary deposits or other repayable funds from the public and use them for lending and emission of payment instruments in the form of electronic money. Foreign banks branches are those foreign banks that exert banking and financial activity in the Republic of Albania through their branch. In Albania, there are 16 banks or branches of second level foreign banks.&nbsp;\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Seed capital for all the banks that currently operate in Albania is 103.38 billion ALL or 1.01 billion USD\/737 million Euros.&nbsp;The bank with the biggest capital up to day is Tirana Bank (Part of Piraeus Bank) with 15.2 billion ALL worth of capital or 150 million USD. These data belong to the June period and their source is National Registration Center. The seed capital invested&hellip; <\/p>\n","protected":false},"author":18,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false},"categories":[41],"tags":[],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack-related-posts":[{"id":22893,"url":"https:\/\/ndiqparate.al\/?p=22893","url_meta":{"origin":7033,"position":0},"title":"Performanca Financiare e Bankave t\u00eb Nivelit t\u00eb Dyt\u00eb p\u00ebr vitin 2023. Origjina e Kapitalit","date":"October 15, 2024","format":false,"excerpt":"Open Data Albania po hulumton mbi perfomac\u00ebn financiare t\u00eb bankave t\u00eb nivelit t\u00eb dyt\u00eb p\u00ebr vitin 2023. T\u00eb dh\u00ebnat jan\u00eb marr\u00eb nga bilancet e audituara q\u00eb subjektet financiare banka depozitojn\u00eb pran\u00eb Qendr\u00ebs Komb\u00ebtare t\u00eb Biznesit (QKB). Aktualisht n\u00eb Shqip\u00ebri operojn\u00eb 11 Banka t\u00eb Nivelit t\u00eb Dyt\u00eb, prej t\u00eb cilave 5\u2026","rel":"","context":"In &quot;Artikuj&quot;","img":{"alt_text":"","src":"https:\/\/i1.wp.com\/ndiqparate.al\/wp-content\/uploads\/2024\/11\/Data.Al_-Pesha-e-seciles-banke-ne-fitimin-total-te-tregut-bankar-2023.png?fit=600%2C371&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]},{"id":24479,"url":"https:\/\/ndiqparate.al\/?p=24479","url_meta":{"origin":7033,"position":1},"title":"Origjina e Kapitalit Bankar n\u00eb Shqip\u00ebri Korrik 2025","date":"August 15, 2025","format":false,"excerpt":"Open Data Albania po analizon struktur\u00ebn e kapitalit bankar sipas Origjin\u00ebs s\u00eb Kapitalit p\u00ebr banka t\u00eb nivelit t\u00eb dyt\u00eb. Origjin\u00eb kemi konsideruar vendin apo regjistrin e biznesit ku \u00ebsht\u00eb regjistruar paketa kontrolluese aksionare p\u00ebr personat juridik\u00eb, apo shtet\u00ebsin\u00eb e deklaruar p\u00ebr personat individ\u00eb aksioner t\u00eb drejtp\u00ebrdrejte apo fundor t\u00eb deklaruar.\u2026","rel":"","context":"In &quot;Artikuj ODA&quot;","img":{"alt_text":"","src":"https:\/\/i2.wp.com\/ndiqparate.al\/wp-content\/uploads\/2025\/08\/Data.Al_-Struktura-e-Kapitalit-te-Bankave-te-Nivelit-te-Dyte-ne-Shqiperi-sipas-Origjines-se-Zoteruesit-Korrik-2025.png?fit=563%2C472&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]},{"id":24492,"url":"https:\/\/ndiqparate.al\/?p=24492","url_meta":{"origin":7033,"position":2},"title":"Financimi i Koncesioneve dhe PPP me Kredi nga Sektori Bankar 2015-2025","date":"August 15, 2025","format":false,"excerpt":"Open Data Albania po hulumton n\u00eb lidhje me nivelin e kreditimit t\u00eb bizneseve Koncesionare dhe PPP nga Banka te Nivelit t\u00eb Dyt\u00eb ne vend. Ky hulumtim p\u00ebrfshin t\u00eb gjitha Bizneset qw zbatojn\u00eb Kontrata dhe Marr\u00ebveshje PPP Koncesion t\u00eb n\u00ebnshkruara q\u00eb nga 2015. P\u00ebr periudh\u00ebn 2015-2023, rezultojn\u00eb t\u00eb n\u00ebnshkruara 47 kontrata\u2026","rel":"","context":"In &quot;Artikuj ODA&quot;","img":{"alt_text":"","src":"https:\/\/i1.wp.com\/ndiqparate.al\/wp-content\/uploads\/2025\/08\/Data.Al_-Financimi-me-kredi-nga-Sektori-Bankar-i-Koncesioneve-PPP-2015-2023-vlera-ne-Leke.png?fit=666%2C371&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]},{"id":23986,"url":"https:\/\/ndiqparate.al\/?p=23986","url_meta":{"origin":7033,"position":3},"title":"Renditje Institucionet Buxhetore sipas vler\u00ebs Pagesa p\u00ebrmes Thesarit t\u00eb Shtetit viti 2024","date":"April 16, 2025","format":false,"excerpt":"Institucionet Buxhetore kan\u00eb ekzekutuar p\u00ebr vitin 2024 nga Thesari i Shtetit 278 939 transaksione me vler\u00eb totale 620.94 miliard Lek\u00eb. Krahasuar me 2023, ky vit sh\u00ebnon rritje n\u00eb vler\u00eb totale t\u00eb pagesave buxhetore me 45.1 miliard\u00eb lek\u00eb apo 8.12%. Open Data Albania po zbardh list\u00ebn e institucioneve buxhetore q\u00eb kan\u00eb\u2026","rel":"","context":"In &quot;Artikuj&quot;","img":{"alt_text":"","src":"https:\/\/i1.wp.com\/ndiqparate.al\/wp-content\/uploads\/2025\/04\/Data.Al_-Thesar-2024.-Pagesa-te-10-Institucioneve-me-vlere-me-te-larte-Transaksione-Thesari-2024-Strukture-sipas-Perfituesve-kryesor.png?fit=794%2C641&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]},{"id":24997,"url":"https:\/\/ndiqparate.al\/?p=24997","url_meta":{"origin":7033,"position":4},"title":"Lista e Investimeve t\u00eb Agjencis\u00eb Komb\u00ebtare t\u00eb Shoq\u00ebris\u00eb s\u00eb Informacionit (AKSHI) p\u00ebr vitet 2025-2028, sipas Ligjit Nr. 87\/2025 'P\u00ebr Buxhetin e Vitit 2026'","date":"February 7, 2026","format":false,"excerpt":"Open Data Albania n\u00eb k\u00ebt\u00eb artikull analizon List\u00ebn e Investimeve t\u00eb Agjencis\u00eb Komb\u00ebtare t\u00eb Shoq\u00ebris\u00eb s\u00eb Informacionit (AKSHI) p\u00ebr periudh\u00ebn 2025-2028. Lista e investimeve bazohet n\u00eb Ligjin nr. 87, dat\u00eb 12.12.2025 \"P\u00ebr Buxhetin e Vitit 2026\", miratuar nga Kuvendi i Shqip\u00ebris\u00eb dhe publikuar n\u00eb faqet zyrtare t\u00eb Kuvendit dhe Ministris\u00eb\u2026","rel":"","context":"In &quot;Artikuj ODA&quot;","img":{"alt_text":"","src":"https:\/\/i0.wp.com\/ndiqparate.al\/wp-content\/uploads\/2026\/02\/Screenshot-2026-02-08-100314.png?fit=1153%2C570&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]},{"id":23926,"url":"https:\/\/ndiqparate.al\/?p=23926","url_meta":{"origin":7033,"position":5},"title":"Pasuri Shtet\u00ebrore n\u00eb Pron\u00ebsi t\u00eb Bashkive t\u00eb Dh\u00ebna me Qira p\u00ebr periudh\u00ebn 2015 - 2024","date":"April 5, 2025","format":false,"excerpt":"Open Data Albania ka zbardhur Pasurit\u00eb Shtet\u00ebrore n\u00ebn administrim t\u00eb Nj\u00ebsive t\u00eb Qeverisjes Vendore t\u00eb dh\u00ebna me qira n\u00ebp\u00ebrmjet Ankandit Publik p\u00ebr periudh\u00ebn 2015 - 2024. N\u00eb artikull evidentohen Bashkit\u00eb q\u00eb kan\u00eb dh\u00ebn\u00eb sip\u00ebrfaqe toke me qira, lloji i aktivitetit t\u00eb ushtruar n\u00eb k\u00ebto pasuri dhe kompanit\u00eb qiramarr\u00ebse. T\u00eb dh\u00ebnat\u2026","rel":"","context":"In &quot;Artikuj&quot;","img":{"alt_text":"","src":"https:\/\/i0.wp.com\/ndiqparate.al\/wp-content\/uploads\/2025\/04\/Data.Al_-Pasuri-Publike-Bashki-te-Dhene-me-Qira-sipas-Qellimit-te-Perdorimit-Vitit-ne-Hektare-2015-2024.png?fit=536%2C453&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]}],"jetpack_shortlink":"https:\/\/wp.me\/pcJP0S-1Pr","_links":{"self":[{"href":"https:\/\/ndiqparate.al\/index.php?rest_route=\/wp\/v2\/posts\/7033"}],"collection":[{"href":"https:\/\/ndiqparate.al\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ndiqparate.al\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ndiqparate.al\/index.php?rest_route=\/wp\/v2\/users\/18"}],"replies":[{"embeddable":true,"href":"https:\/\/ndiqparate.al\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=7033"}],"version-history":[{"count":0,"href":"https:\/\/ndiqparate.al\/index.php?rest_route=\/wp\/v2\/posts\/7033\/revisions"}],"wp:attachment":[{"href":"https:\/\/ndiqparate.al\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=7033"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ndiqparate.al\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=7033"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ndiqparate.al\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=7033"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}